Educational Standards

The curriculum offered by Practical Money Skills provides educators with financial literacy lesson plans designed to give students life-long money management skills. This comprehensive collection of lessons covers topics on everything from setting goals, budgeting and purchase planning, to protecting credit and identity, to savings, investing and financial planning. Lesson plans are designed to engage students with real-world connections in scenarios students will find relevant to their own lives. Learning activities encourage inquiry and augment understanding through problem solving, research, discussion and collaborative activities.

Select a grade level and state below.

Practical Money Skills Lesson Plan meets Educational Standards

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-1: Use appropriate listening and speaking behaviors
K: Exhibit an awareness of the concept of story
"K: Demonstrate an interest in and enjoyment of literature in a variety of forms, contexts, and media"
K: Begin to use pictures and text to gain meaning from written material
G2: Understand the concept of a story
G2: Read material across the curriculum by applying appropriate strategies
G2: Demonstrate appropriate listening and communicating behaviors
"G1-2: Read orally with accuracy, fluency, and comprehension"
G1-2: Connect knowledge learned in the language arts program to life situations
G1: Demonstrate a growing awareness of the concept of story
"G1: Comprehend materials read, heard, or viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-1: Use number words and numerals in everyday classroom situations
K-1: Develop an awareness of addition and subtraction
K: Read and interpret graphs
"K: Identify a penny, nickel, and dime"
G2: Use skills associated with money
"G2: Solve problems using a variety of tools, models, and techniques"
G2: Identify monetary symbols
G2: Develop an understanding of basic number concepts and skills
G2: Demonstrate proficiency in matching coins to their monetary value
G2: Create and solve word problems originating from real-life situations
G2: Analyze information collected from real-life situations
G1: Match coins to their monetary value
G1: Interpret information collected from real-life situations
G1: Identify the monetary value (total) of a set of like coins
G1: Explore problem solving
G1: Create and solve story problems involving real-life situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Develop ability to display information in a graphic form
K: Exhibit behaviors that are part of responsible civic life in the school setting resulting in harmonious and socially satisfying relationships with others
K: Distinguish between wants and needs
K: Distinguish between producers and consumers
K: Discover characters and events from literature that demonstrate the impact of one person's behavior upon another
K: Describe ways that people in various group settings satisfy wants and needs
G2: Explain how scarcity of resources requires people to make choices about goods and services in the food industry
"G1: Extend the range of behaviors, rights, and courtesies that are part of responsible civic life within the school setting"
G1: Develop an awareness of price in the exchange of goods and services
"G1: Develop an awareness of exchange systems within the family, school, and community"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Think logically and reflectively in order to present and explain positions based on relevant and reliable information
"Be a competent and thoughtful reader, listener, and viewer of literature, technical materials, and a variety of other information"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand mathematical facts, concepts, principles, and theories"
Understand and be able to select and use a variety of problem-solving strategies
Understand and be able to form and use appropriate methods to define and explain mathematical relationships
Apply mathematical concepts and processes to situations within and outside of school
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Understand the economies of the United States and the state and their relationships to the global economy

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Listen and speak in situations that serve different purposes and involve a variety of audiences
"K-2: Apply a variety of reading strategies for comprehending, interpreting, and evaluating a wide range of texts including fiction, nonfiction, classic, and contemporary works"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Use data collection and analysis, statistics, and probability to make valid inferences, decisions, and arguments and to solve a variety of real-world problems"
K-2: Use both inductive and deductive reasoning to make conjectures and test the validity of arguments
"K-2: Make and use direct and indirect measurement, metric, and U.S. customary to describe and compare the real world and to prepare for the study of discrete functions, fractals, and chaos which have evolved out of the age of technology"
"K-2: Develop number sense and use numbers and number relationships to acquire basic facts, to solve a wide variety of real-world problems, and to determine the reasonableness of results"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Understand the ideals, rights, and responsibilities of citizenship"
"K-2: Develop economic reasoning skills to apply basic economic concepts, assess problems, make choices, and evaluate the choices of others as consumers, workers, and citizens participating in local, national, and global economies"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Develop and apply the communication skills of speaking, listening, and viewing through a variety of informal and formal opportunities"
"K-2: Comprehend, evaluate, and respond to works of literature and other kinds of writing which reflect their own cultures and developing viewpoints as well as those of others"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Perform the steps that comprise data analysis, from gathering information to communicating results"
K-2: Demonstrate and apply knowledge of numbers and numerical relationships to real-world situations
K-2: Communicate an understanding of the properties of numbers and operations
K-2: Apply measurement concepts to solve problems inside and outside the field of mathematics
G1-2: Use measurement attributes to describe and compare mathematical and real-world objects
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Demonstrate critical thinking skills through research, reading, writing, speaking, listening, and problem solving"
K-2: Demonstrate an understanding that different economic systems and limited resources influence cooperation and conflict in decision making

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K: Listen and respond to stories based on well-known characters, themes, plots, and settings"
G1-2: Read and understand grade-level appropriate material. Draw upon a variety of comprehension strategies as needed.
G1-2: Read and respond to a wide variety of significant works of children's literature. Distinguish between the structural features of the text and the literary terms or elements.
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Solve problems in reasonable ways and justify reasoning
K-2: Make decisions about how to set up a problem
K: Understand and describe simple additions and subtractions
"G2: Model and solve problems by representing, adding, and subtracting amounts of money"
"G2: Estimate, calculate, and solve problems involving addition and subtraction of two- and three-digit numbers"
"G2: Collect numerical data and record, organize, display, and interpret the data on bar graphs and other representatives"
G1-2: Note connections between one problem and another
"G1: Organize, represent, and compare data by category on simple graphs and charts"
G1: Demonstrate the meaning of addition and subtraction and use these operations to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Read and understand a variety of materials
"K-2: Apply thinking skills to reading, writing, speaking, listening, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Use data collection and analysis, statistics, and probability in problem-solving situations and communicate the reasoning used in solving these problems"
"K-2: Use algebraic methods to explore, model, and describe patterns and functions involving numbers, shapes, data, and graphics in problem-solving situations and communicate the reasoning used in solving these problems"
"K-2: Link concepts and procedures as students develop and use computational techniques including estimation, mental arithmetic, paper-and-pencil, calculators, and computers in problem-solving situations and communicate the reasoning used in solving
K-2: Develop number sense and use numbers and number relationships in problem-solving situations and communicate the reasoning used in solving these problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Understand the results of trade, exchange, and interdependence among individuals, households, businesses, governments, and societies"
"K-2: Understand that because of the condition of scarcity, decisions must be made about the use of scarce resources"
K-2: Understand how different economic systems impact decisions about the use of resources and the production and distribution of goods and services

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Use the language arts to explore and respond to classical and contemporary texts from many cultures and literary periods
"K-2: Read and respond in individual, literal, critical, and evaluative ways to literary, informational, and persuasive texts"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Use the concepts and processes of discrete mathematics to analyze and model a variety of real-world situations that involve recurring relationships, sequences, networks, combinations, and permutations"
"K-2: Use numbers to count, measure, compare, order, scale, locate, and label; and use a variety of numerical representations to present, interpret, communicate, and connect various kinds of numerical information"
"K-2: Use basic concepts of probability and statistics to collect, organize, display, and analyze data, simulate events, and test hypotheses"
"K-2: Add, subtract, multiply, and divide with whole numbers, fractions, decimals, and integers; and develop strategies for selecting the appropriate computational and operational methods for solving problems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Demonstrate that various economic systems coexist and that economic decisions are made by individuals and/or governments, influenced by markets, cultural traditions, and individuals and governments in the allocation of goods and services"
"K-2: Demonstrate that because human, natural, and capital resources are limited, individuals, households, businesses, and governments must make choices"
"K-2: Demonstrate how the exchange of goods and services by individuals, groups, and nations creates economic interdependence and how trade results in change"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Construct, examine, and extend the meaning of literary, informative, and technical texts through listening, reading, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Develop the ability to solve problems by engaging in developmentally appropriate problem-solving opportunities in which there is a need to use various approaches to investigate and understand mathematical concepts; to formulate own problems; to find
"Develop the ability to make mathematical connections by solving problems in which there is a need to view mathematics as an integrated whole and to integrate mathematics with other disciplines while allowing the flexibility to approach problems, fro
"Develop the ability to communicate mathematically by solving problems in which there is a need to obtain information from the real world through reading, listening, and observing; to translate this information into mathematical language and symbols;
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Examine the interaction of individuals, families, communities, businesses, and governments in a market economy"
"K-2: Develop and employ the civic skills necessary for effective, participatory citizenship"
K-2: Analyze the potential costs and benefits of personal economic choices in a market economy

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
PreK-2: Uses the reading process effectively
PreK-2: Uses listening strategies effectively
PreK-2: Constructs meaning from a wide range of texts
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
PreK-2: Understands the appropriate operation to solve specific problems involving addition and subtraction of whole numbers
PreK-2: Understands and uses the tools of data analysis for managing information
PreK-2: Selects and uses appropriate units and instruments for measurement to achieve the degree of precision and accuracy required in real-world situations
PreK-2: Estimates measurements in real-world problem situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
PreK/K/G1/G2: Understands how scarcity requires individuals and institutions to make choices about how to use resources

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Listens to a variety of literary forms, including stories and poems"
G2: Recalls and interprets information presented orally
"G1-2: Recognizes implicit main ideas, details, sequence of events, and cause-effect relationships in fiction and nonfiction"
"G1-2: Recognizes explicit main ideas, details, sequence of events, and cause-effect relationships in fiction and nonfiction"
G1-2: Draws conclusions and makes predictions and comparisons
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K: Recognizes coins and bills as representing a system of exchange
K: Names and identifies coins and dollar bills
K: Constructs and interprets graphs using actual objects or pictorial representations
G2: Recognizes in a problem-solving situation that addition reflects combining elements of sets and that subtraction reflects taking away or comparing elements of sets
"G2: Employs problem-solving strategies such as draw a picture, guess and check, and make a chart"
"G2: Determines amounts of money using pennies, nickels, dimes, quarters, half-dollars, and dollars"
G1: Names and identifies values of coins and dollar bills
G1: Interprets data by reading bar graphs and pictographs using whole unit data
"G1: Determines the value of a set of coins up to $0.50 using quarters, nickels, pennies, and dimes"
G1: Determines equivalent values of coins up to $0.50
G1: Adds two and three single-digit whole numbers
G1: Adds and subtracts two-digit whole numbers without regrouping vertically and horizontally
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K: Develops the ability to acquire information through interpreting graphs and charts
K: Describes how children and families use resources to meet basic needs and wants in different climates
"G2: Works within a group, following set rules of procedure to complete an assigned task"
G2: Gives examples of producers and consumers in the community and gives reasons why people work
"G1-2: Acquires information through reading, observing, and listening"
G1: Participates in a group as a follower and/or leader
G1: Distinguishes between producers and consumers
G1: Constructs and uses simple graphs and charts

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Read a range of literary and informative texts for a variety of purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Understand attributes, units, and systems of units in measurement; and develop techniques, tools, and formulas for measuring"
"K-2: Pose questions and collect, organize, and represent data to answer questions"
K-1: Understand the meaning of operations and how they relate to each other
"K-1: Understand numbers, ways of representing numbers, relationships among numbers, and number systems"
"G2: Use computational tools and strategies fluently and, when appropriate, use estimation"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Understand roles, rights, and responsibilities of American citizens and exercising them in civic action"
K-2: Understand costs and benefits of economic choice and use this knowledge to make sound economic decisions
"K-2: Evaluate the costs and benefits of trade among individuals, nations, and organizations to explain why trade results in higher overall levels of production and consumption"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Read and respond to a variety of literature to compare and contrast the many dimensions of the human experience
K-2: Listen for information and understanding
K-2: Listen for critical analysis and evaluation
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
K-2: Understand the concept of functions
K-2: Understand and use numbers
K-2: Understand and use a variety of problem-solving skills
K-2: Perform computations accurately
"K-2: Collect, organize, and display data"
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Understand basic economic concepts

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Listen effectively in formal and informal situations
Comprehend a broad range of reading materials
Apply reading strategies to improve understanding and fluency
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Solve problems using systems of numbers and their properties
"Measure and compare quantities using appropriate units, instruments, and methods"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Understand that trade is an exchange of goods or services
Understand that scarcity necessitates choices by consumers
"Understand how different economic systems operate in the exchange, production, distribution, and consumption of goods and services"
Understand election processes and responsibilities of citizens

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K: Identify the basic facts and ideas in what students have read, heard, or seen; use comprehension strategies to understand what students have read"
G1-2: Read and understand grade-appropriate materials; use a variety of comprehension strategies to understand what students have read
G1-2: Read and respond to a wide variety of children's literature
G1-2: Listen critically and respond appropriately to oral communication
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Make decisions about how to set up a problem
"K: Understand the relationship between numbers and quantities up to 10, and that a set of objects has the same number in all situations regardless of the position or arrangement of the objects"
"G2: Understand the relationship among numbers, quantities, and place value in whole numbers up to 100; understand that fractions may refer to parts of a set and parts of a whole"
G2: Solve simple problems involving addition and subtraction of numbers up to 100
"G1-2: Learn how to measure length, as well as how to compare, order, and describe other kinds of measurement"
"G1: Understand symbols, objects, and pictures used to represent numbers up to 100 and show an understanding of fractions"
G1: Demonstrate the meaning of addition and subtraction and use these operations to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K: Explain how people do different jobs and work to meet basic economic wants
"G2: Describe how people in a community use productive resources, specialize in different types of jobs, and depend on each other to supply goods and services"
G1: Explain how people in the school and community use goods and services and make choices as both producers and consumers

State Standards	Lesson Plans
Consumer Science/Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G-2: Understands that since people cannot have everything they want, they must make choices "
K-G-2: Knows that money is a good that can be used to buy all other goods and services
K-G-2: Knows that goods are objects that can satisfy people’s wants
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Use spoken, written, and visual language to accomplish their own purposes (e.g., for learning, enjoyment, persuasion, and the exchange of information)"
"Use spoken, written, and visual language to accomplish their own purposes (e.g., for learning, enjoyment, persuasion, and the exchange of information)"
Read a wide range of literature
Read a wide range of literature
"Adjust their use of spoken, written, and visual language to communicate effectively with a variety of audiences and for different purposes"
"Adjust their use of spoken, written, and visual language to communicate effectively with a variety of audiences and for different purposes"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: Sort, classify, and order objects by size, number, and other properties"
Pre-K-2: Sort and classify objects according to their attributes and organize data about the objects
Pre-K-2: Model situations that involve the addition and subtraction of whole numbers
"Pre-K-2: Count with understanding and recognize ""how many"" in sets of objects"
"Pre-K-2: Connect number words and numerals to the quantities they represent, using various physical models and representations"
"Pre-K-2: Connect number words and numerals to the quantities they represent, using various physical models and representations"
"Pre-K-2: Communicate their mathematical thinking coherently and clearly to peers, teachers, and others"
Pre-K-2: Apply and adapt a variety of appropriate strategies to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Identify sources of income
Evaluate information about products and services
Compare the benefits and costs of spending decisions
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Strand VII: Production, Distribution, Consumption: how people organize for the production, distribution, and consumption of goods and services"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Participate effectively as listeners within formal and informal groups
K-2: Demonstrate skill in reading a variety of materials for a variety of purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Use reasoning to solve problems in new environments and communicate the results
Use measurement concepts and procedures
Recognize and apply patterns and relationships and solve real-world problems
Make connections by relating and extending concepts within mathematics to other disciplines and the real world
"Communicate mathematically by combining language, visual displays, and abstract symbols when gathering, interpreting, and representing information"
Apply concepts and procedures of computation
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Scarcity of resources
Producers and consumers
Personal economic decisions
Goods and services

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Read a variety of materials to accomplish authentic purposes, including reading for enjoyment, to locate information, and to complete tasks"
"K-2: Integrate prior knowledge and experiences with text to infer, predict, and conclude"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Use decimals to represent money
K-2: Solve multi-digit addition and subtraction problems that contain numerals and symbols
K-2: Make combinations of coins and bills to make a given amount
K-2: Add and subtract decimals using money
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Explore the world of work and recognize relationships among work, wages, purchasing power, and lifestyle"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students read, comprehend, and respond to a range of materials, using a variety of strategies for different purposes"
"K-2: Students apply reasoning and problem-solving skills to their reading, writing, speaking, listening, viewing, and visually representing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: In problem-solving investigations, students demonstrate an understanding of the real number system and communicate the relationship within that system using a variety of techniques and tools"
"K-2: In problem-solving investigations, students demonstrate an understanding of the real number system and communicate the relationship within that system using a variety of techniques and tools"
"K-2: In problem-solving investigations, students demonstrate an understanding of the concepts, processes, and real-life applications of measurement"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students will understand the rights and responsibilities of civic life and will employ the skills of effective participation
"K-2: Students develop an understanding of fundamental economic concepts as they apply to the interdependence and decision making of individuals, households, businesses, and governments in the United States and the world"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: Students will use the skills and strategies of the reading process to comprehend, interpret, evaluate, and appreciate what they have read"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K-2: Students will understand and demonstrate computation skills
Pre-K-2: Students will understand and demonstrate a sense of what numbers mean and how they are used
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K-2: Students will understand and demonstrate measurement skill
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K-2: Students will understand that economic decisions are based on the availability of resources and the costs and benefits of choices

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students examine, construct, and extend the meaning of a variety of self-selected and assigned texts (traditional and electronic) by applying a range of reading strategies and analytic techniques"
"K-2: Listening: Students demonstrate effective listening to learn, process, and analyze the meaning of information"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will describe, represent, and apply numbers and their relationships and will estimate and compute using mental strategies, paper-pencil, and technology"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will understand the historical development and current status of the fundamental concepts and processes of authority, power, and influence, with particular emphasis on the founding documents of the United States and the democratic skil
"K-2: Students will develop economic reasoning to understand the historical development and current status of economic principles, institutions, and processes needed to be effective citizens, consumers, and workers participating in local communities,

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: Students will pose questions, listen to the ideas of others, and contribute their own information or ideas in group discussions or interviews in order to acquire new knowledge"
Pre-K-2: Students will identify the basic facts and main ideas in a text and use them as the basis for interpretation
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: Students engage in problem solving, communicating, reasoning, connecting, and representing as they identify U.S. coins by name"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K: Economics: Students will give examples of different kinds of jobs that people do, including the work they do at home "
Pre-K: Economics: Students will explain why people work
Pre-K: Economics: Students should be able to give examples of the things that people buy with the money they earn from work
"G1: Economics: Students will give examples of the choices people have to make about the goods and services they buy, and why they have to make choices"
G1: Economics: Students should be able to give examples of products that people buy and use

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: All students will read and comprehend general and technical material
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: Students recognize that numbers are used in different ways such as counting, measuring, ordering, and estimating, understand and produce multiple representations of a number, translate among equivalent representations"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-2: All students will explain and demonstrate how the economic forces of scarcity and choice affect the management of personal financial resources; shape consumer decisions regarding the purchase, use, and disposal of goods and services; and af

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will read and understand grade-appropriate, English-language text"
"K-2: Students will communicate through listening, speaking, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students will recognize and know the value of penny and dime
G1-2: Students will work with measures of money
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students will develop individual skills for working independently and cooperatively while engaging in small and large group activities
"K-2: Read, interpret, and respond to ideas, information, and events in written materials with familiar content and a limited range of unfamiliar content"
"K-2: Interact with others for various purposes in classroom and school communities based on firsthand experiences using reading, writing, listening, speaking, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K: Students will be able to identify and apply vocabulary terms relating to time, the calendar, and coins"
G2: Students will identify the monetary values of coins and the dollar bill
G1: Students will recognize and determine the values+B531 of coins and the dollar bill
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students will identify the interdependence of economics (self/family)

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will develop knowledge of reading and evaluating fiction, poetry, and drama"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will develop knowledge of geometric and spatial sense involving measurement, trigonometry, and similarity and transformations of shapes"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Speaking and Listening: Students distinguish among and use appropriate types of speaking and listening for a variety of purposes
K-2: Speaking and Listening: Students demonstrate knowledge and understanding of the communication process
"K-2: Reading: Students construct meaning as they comprehend, interpret, and respond to what they read"
"K-2: Literature: Students construct meaning as they comprehend, interpret, and respond to literary works"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students demonstrate an understanding of and an ability to use numbers and operations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students make informed decisions based on an understanding of the economic principles of production, distribution, exchange, and consumption"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G1: Students will read and demonstrate comprehension, using a variety of strategies"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-1: Students will be able to identify the different units of measurement used in their environment
K-1: Students will be able to identify numbers and applications in everyday situations
G2: Students will be able to make change and count out in amounts up to $20
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-1: Students will recognize good citizenship and its importance
K-1: Students will identify basic economic concepts

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Reading: Students use reading process skills and strategies to build comprehension
"K-2: Listening and Speaking: Students participate in discussions to offer information, clarify ideas, and support a position"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will solve problems, communicate, reason, and make connections within and beyond the field of mathematics; students will use appropriate tools and techniques of measurement to determine, estimate, record, and verify direct and indirect
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students will demonstrate the interest and ability to speak purposefully and articulately
"Students will demonstrate the interest and ability to read age-appropriate materials fluently, with understanding and appreciation "
"Students will demonstrate competence in using the interactive language processes of reading, writing, speaking, listening, and viewing to communicate effectively "
Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will demonstrate a firm grounding in the interactive language processes of reading, writing, speaking, listening, and viewing, as well as the ability to use those skills to communicate effectively"
Students will demonstrate a firm grounding in essential computational skills as well as strong problem-solving and reasoning abilities
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G3: Use strategies in game situations
"K-G3: Use problem solving approaches to investigate and understand new mathematical content, both independently and in groups "
K-G3: Represent and describe mathematical relationships
K-G3: Recognize and use mathematics in their daily lives
K-G3: Discover patterns or relationships from graphical representations
K-G3: Develop an understanding of money
"K-G3: Demonstrate mathematical communication through discussion, reading, writing, listening, and responding, individually and in groups "
"K-G3: Collect, organize, describe, and interpret data"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Speaking: All students will speak in clear, concise, organized language that varies in content and form for different audiences and purposes"
"K-2: Reading: All students will understand and apply the knowledge of sounds, letters, and words in written English to become independent and fluent readers, and will read a variety of materials and texts with fluency and comprehension"
K-2: Listening: All students will listen actively to information from a variety of sources in a variety of situations
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: All students will develop number sense and will perform standard numerical operations and estimations on all types of numbers in a variety of ways
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will apply strategies and skills to comprehend information that is read, heard, and viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students will use mathematical models to represent and understand quantitative relationships
K-2: Students will understand measurement systems and applications
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Economics: Students understand basic economic principles and use economic reasoning skills to analyze the impact of economic systems (including the market economy) on individuals, families, businesses, communities, and governments"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students will read, write, listen, and speak for literary response and expression"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: Students use number sense and numeration to develop an understanding of the multiple uses of numbers in the real world, the use of numbers to communicate mathematically, and the use of numbers in the development of mathematical ideas"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Economics: Students will use a variety of intellectual skills to demonstrate their understanding of how the United States and other societies develop economic systems and associated institutions to allocate scarce resources; how major decision-m

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-2: The learner will develop and apply strategies and skills to comprehend text that is read, heard, and viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G2: The learner will recognize, understand, and use basic geometric properties and standard units of metric and customary measurement"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-1: The learner will exhibit attributes of good citizenship in the classroom and school
K: The learner will apply basic economic concepts to individuals and families
"G2:The learner will exhibit attributes of good citizenship in the classroom, school, neighborhood, and community"
G2: The learner will apply basic economic concepts to neighborhoods
G1:The learner will apply basic economic concepts to home and school

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students engage in the speaking and listening process
K-2: Students engage in the reading process
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students use concepts and tools of measurement to describe and quantify the world
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-2: Students understand different types of economic systems

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-G2: Students learns to communicate effectively though exposure to good models and opportunities for practice. By speaking, listening, providing, and interpreting visual images, they learn to apply their communication skills."
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-G2: Students use patterns, relations, and functions to model, represent, and analyze problem situations that involve variable quantities. Students analyze, model, and solve problems using various representations such as tables, graphs, and equ
"Pre-K-G2: Students pose questions and collect, organize, represent, interpret, and analyze data to answer those questions. Students develop and evaluate inferences, predictions, and arguments that are based on data."
"Pre-K-G2: Demonstrate number sense, including an understanding of number systems and operations and how they relate to one another. Students compute fluently and make estimates using paper-and-pencil, technology-supported, and mental methods."
"K-G2: Students use mathematical processes and knowledge to solve problems. Students apply problem-solving and decision-making techniques, and communicate mathematical ideas."
"K-G2: Students pose questions and collect, organize, represent, interpret, and analyze data to answer those questions. Students develop and evaluate inferences, predictions, and arguments that are based on data."
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Use knowledge of the rights and responsibility of citizenship in order to examine and evaluate civic ideals and to participate in community life and the American democratic system
"K-G2: Use knowledge of perspectives, practices, and products of cultural, ethnic, and social groups to analyze the impact of their commonality and diversity within local, national, regional, and global settings"
"K-G2: Use economic reasoning skills and knowledge of major economic concepts, issues, and systems in order to make informed choices as producers, consumers, savers, investors, workers, and citizens in an interdependent world"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Visual Literacy: Interpret, evaluate, and compose visual messages. The student will interpret and evaluate various ways visual image makers represent meaning."
Group Interaction: Use effective communication strategies in pairs and small-group context
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K: Patterns: The student will sort and classify objects and analyze simple patterns
K: Number Sense: The student will understand the relationship between numbers and quantities
"G1-2: Representation: Create and use a variety of representations appropriately and with flexibility to organize, record, and communicate mathematical ideas"
"G1-2: Geometry and Measurement: The student will use geometric properties and relationships to recognize and describe shapes and use measurement skills to tell time, identify money, and develop calendar concepts"
G1-2: Data Analysis: The student will demonstrate an understanding of data collection and display
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student will understand basic economic elements found in communities
Economics: The student will identify basic economic concepts
Civics: The student will exhibit traits of good citizenship

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Listening when others are speaking. Able to follow oral directions.
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Foundations do not apply.
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Foundations do not apply.
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Foundations do not apply.

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Listen to others
Contribute to discussions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Use concrete objects to count, order, and group"
Use a table or chart to display information
"Count, compare, and make change using a collection of coins and one-dollar bills"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Identify money denominations, services, and material resources available as trade-offs at home, at school, and in the community"
Explain daily activities that fulfill family functions in meeting responsibilities
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K: Language and Development Communication: Children develop skills in listening and in expressing their thoughts and ideas
"K-G2: Students will use listening, speaking, and nonverbal behavior to clarify and communicate meaning in social settings"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K: Children develop ways to solve problems and to think about math
"K-G2: Relate physical materials, pictures, and diagrams to mathematical ideas"
"K-G2: Identify and understand the concepts of length, angle of measure, area, capacity, volume, mass, temperature, time, and money"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Economics: Money makes it easier to trade, borrow, save, invest, and compare the value of goods and services"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Use a variety of strategies to prepare and present selected information
K-G2: Demonstrate the ability to follow one- and two-step oral directions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-G2: Understand numbers, ways of representing members, relationships among numbers, and number systems"
"K-G2: Sort and classify objects by one attribute (e.g., size, shape, color)"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Demonstrate an understanding of how choice impacts personal economics

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Take turns in conversations and group situations
K-G2: Follow various one- and two-step directions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Identify coins and their value
K: Sort and classify objects according to similar attributes
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: Economics: Identify with basic economic concepts, including the concept between basic needs and wants, and the practice of exchanging money for goods"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: Develop number and operation sense needed to represent numbers and number relationships verbally, symbolically, and graphically and to compute fluently and make reasonable estimates in problem solving"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Economics: Globalization of the economy, the explosion of population growth, technological changes, and international consumption compel students to understand—both personally and globally—the production, distribution, and consumption of g
"Communication is the conveyance of ideas, value judgments, beliefs, and emotions through individual expression, group dialogue, cultural communities, and global networks by oral, written, symbolic, visual, and technological means"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: The student listens attentively and engages actively in a variety of oral language experiences
"K-G2: The student listens and speaks to gain knowledge of his or her culture, the culture of others, and the common elements of cultures"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: The student uses logical reasoning to make sense of his or her world. The student is expected to reason and support his or her thinking using objects, words, pictures, numbers, and technology."
K-G2: The student applies kindergarten mathematics to solve problems connected to everyday experiences and activities in and outside school
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Social Studies Skills: The student uses problem-solving and decision-making skills and works independently and with others in a variety of settings
K-G2: Social Studies Skills: The student communicates in oral and visual forms
K-G2: Economics: The student understands the importance of jobs
K-G2: Economics: The student understands that basic human needs are met in many ways

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Students develop language and acquire information through listening
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: The students will demonstrate an understanding of numbers and number sense as it applies to the students' everyday world
K-G2: The students will apply mathematical concepts and skills to solve problems they encounter in daily living
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K: Students follow family and classroom rules and directions
"G2: Students demonstrate individual responsibility to self, group, and community"
G1: Students demonstrate individual responsibility

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-G2: Students use charts, graphs, and other visual presentations to communicate data accurately and appropriately"
Pre-K-G2: Students listen actively and respond to communications
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K-G2: Students use geometric and measurement concepts
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Pre-K-G2: Personal Economics: Students demonstrate an understanding of personal economic decisions and account for their decisions
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Pre-K-G2: Students use the basic principles of economics to interpret local, state, national, and international economic activity"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: The student will build oral communication skills
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: The student will sort and classify objects according to similar attributes
"K-G2: Measurement: The student will recognize a penny, nickel, dime, and quarter and will determine the value of a collection of pennies or nickels whose total value is 10 cents or less"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: The student will recognize that people use money to purchase goods

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student uses listening and observation skills to gain understanding
The student uses communication skills to work effectively with others
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student understands and applies the concepts and procedures of mathematics
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Organize information
Group interaction skills

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Restate and follow one- and two-step directions
K-G2: Participate in oral discussions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G1: Patterns and Relationships: Sort and classify objects according to similar attributes
K: Numbers Theory/Numbers Sense: Determine the value of pennies whose value is less than 20 cents
"G1: Measurement: Identify 1 cent, 5 cent, 10 cent, and 25 cent coins"
"G1: Count and trade a collection of pennies, nickels, and dimes whose total value is 100 cents or less"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: Identify economic concepts including the difference between basic needs and wants, the exchanging of money for goods and services, and examples of saving money for the future"
K-G2: Demonstrate appropriate behaviors and expectations in school-related experiences
"K-G2: Collect, organize, and present data in physical form"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Participate effectively in discussion
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: In problem-solving situations involving whole numbers, select and efficiently use appropriate computational procedures such as recalling the basic facts of addition, subtraction, multiplication, and division"
"K-G2: Communicate mathematical ideas in a variety of ways including words, numbers, symbols, pictures, charts, graphs, tables, diagrams, and models"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: Identify the roles of various economic institutions, including households, businesses, and government"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Students synthesize individual language arts skills
K-G2: Students speak for a variety of purposes and audiences with sophistication and complexity appropriate to grade level
K-G2: Students listen for a variety of purposes appropriate to grade level
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"K-G2: Students use numbers, numbers sense, and number relationships in a problem-solving situation"
K-G2: Students use a variety of tools and techniques of measurement in a problem solving situation (money)
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
K-G2: Students demonstrate an understanding of economic principles and concepts and describe the influence of economic factors on societies
"K-G2: Students access, organize, synthesize, evaluate, and interpret information using appropriate resources and technology to collaborate, make decisions, solve problems, and report results in a variety of formats"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Use the writing process when composing various forms of written expression
"G6: Read with ease textual, functional, and recreational materials encountered in daily life"
G6: Demonstrate effective listening and speaking behaviors for varied situations and purposes
G6: Demonstrate an awareness of the research process
G5: Compare and contrast the experiences and feelings of literary characters to those of students' lives
G4-5: Use appropriate reference sources for a variety of purposes
G4: Identify ways that characters and events reflect real experiences
G3-5: Read materials encountered in daily lives
"G3-5: Exhibit the habit of writing daily in academic, social, and/or personal situations"
G3-5: Apply strategies as a skillful listener
G3: Use appropriate reference sources with assistance for a variety of purposes
G3: Identify ways fictional characters and events reflect real experiences
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Use basic operations in context
"G6: Demonstrate proficiency in adding, subtracting, and multiplying decimals"
"G6: Collect, organize, and interpret data using graphs, tables, and charts"
"G5: Identify coordinates on grids, graphs, and maps"
"G5: Add, subtract, and multiply decimals"
G4: Use problem-solving strategies
G4: Identify coordinate locations and plot points on a grid
"G4: Add, subtract, multiply, and divide whole numbers in context"
G4: Add and subtract money amounts in context
G3: Determine coordinate locations on a grid
G3: Demonstrate proficiency in adding and subtracting two-digit numbers with and without regrouping
G3: Demonstrate an understanding of multiplication
G3: Analyze information collected from real-life situations
G3: Add and subtract money values
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Read, interpret, and organize information using a variety of sources and tools"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Speak and write well for a variety of purposes and audiences
Identify and select from multiple strategies in order to complete projects independently and cooperatively
"Be a competent and thoughtful reader, listener, and viewer of literature, technical materials, and a variety of other information"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand mathematical facts, concepts, principles, and theories"
Understand and be able to form and use appropriate methods to define and explain mathematical relationships
Apply mathematical concepts and processes to situations within and outside of school
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand the impact of economic choices and participate effectively in the local, state, national, and global economies"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Use a variety of visual media and resources to gather, evaluate, and synthesize information and to communicate with others"
"G3-6: Learn and effectively apply a variety of reading strategies for comprehending, interpreting, and evaluating a wide range of texts including fiction, nonfiction, classic, and contemporary works"
G3-6: Effectively use written language for a variety of purposes and with a variety of audiences
G3-6: Effectively listen and speak in situations which serve different purposes and involve a variety of audiences
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Use data collection and analysis, statistics, and probability to make valid inferences, decisions, and arguments and to solve a variety of real-world problems"
"G3-6: Develop number sense and use numbers and number relationships to acquire basic facts, to solve a wide variety of real-world problems, and to determine reasonableness of result"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Develop economic reasoning skills to apply basic economic concepts, assess challenges, make choices, and evaluate the choices of others as consumers, workers, and citizens participating in local, national, and global economies"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Employ a wide range of strategies as students write and use different writing process elements appropriately to communicate with different audiences for a variety of purposes
"G3-6: Develop and apply the communication skills of speaking, listening, and viewing through a variety of informal and formal opportunities"
"G3-6: Comprehend, evaluate, and respond to works of literature and other kinds of writing that reflect their own cultures and developing viewpoints as well as those of others"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Use measurement attributes to describe and compare mathematical and real-world objects
"G3-6: Perform the steps that compose data analysis, from gathering information to communicating results"
G3-6: Demonstrate and apply knowledge of numbers and numerical relationships to real-world situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Demonstrate critical thinking skills through research, writing, reading, speaking, listening, and problem solving"
G3-6: Demonstrate an understanding that different economic systems and limited resources influence cooperation and conflict in decision making

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G5-6: Read and understand grade level appropriate material
G3-4: Read and understand grade-level-appropriate material
G3-4: Read and respond to a wide variety of significant works of children's literature
G3-4: Listen critically and respond to oral communication
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Calculate and solve problems involving addition, subtraction, multiplication, and division"
"G5: Perform calculations and solve problems involving addition, subtraction, and simple multiplication and division of fractions and decimals"
"G5: Display, analyze, compare, and interpret different data sets"
"G4: Solve problems involving addition, subtraction, multiplication, and division of whole numbers and understand the relationship among operations"
"G4: Organize, represent, and interpret numerical and categorical data and clearly communicate findings"
G4: Extend students' use and understanding of whole numbers to the addition and subtraction of simple decimals
"G3: Calculate and solve problems involving addition, subtraction, multiplication, and division"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3: Demonstrate basic economic reasoning skills and an understanding of the economy of the local region

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Write and speak for a variety of purposes and audiences
"G3-6: Read to locate, select, and make use of relevant information from a variety of media, reference, and technological sources"
G3-6: Read and understand a variety of materials
"G3-6: Apply thinking skills to reading, writing, speaking, listening, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Use data collection and analysis, statistics, and probability in solving problems, and communicate the reasoning used in solving them"
G3-6: Develop number sense and use numbers and number relationships in problem-solving situations and communicate the reasoning used in solving these problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Understand that because of the condition of scarcity, decisions must be made about the use of scarce resources"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Read and respond in individual, literal, critical, and evaluative ways to literary, informational, and persuasive texts"
"G3-6: Produce written, oral, and visual texts to express, develop, and substantiate ideas and experiences"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Use ratios, proportions, and percents to represent relationships between quantities and measure and solve problems involving ratios, proportions, and percents"
"G3-6: Use numbers to count, measure, compare, order, scale, locate, and label, and use a variety of numerical representations to present, interpret, communicate, and connect various kinds of numerical information"
"G3-6: Add, subtract, multiply, and divide with whole numbers, fractions, decimals, and integers and develop strategies for selecting the appropriate computational and operational methods for solving problems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Demonstrate that because human, natural, and capital resources are limited, individuals, households, businesses, and governments must make choices"

State Standards	Lesson Plans
Accounting, Banking, and Finance Applications	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Use written and oral English appropriate for various purposes and audiences
G3-6: Use literary knowledge accessed through print and visual media to connect self to society and culture
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Develop the ability to solve problems by engaging in developmentally appropriate problem-solving opportunities in which there is a need to use various approaches to investigate and understand mathematical concepts; to formulate own problems; t
"G3-6: Develop the ability to communicate mathematically by solving problems in which there is a need to obtain information from the real world through reading, listening, and observing; to translate this information into mathematical language and sy
"G3-6: Develop an understanding of estimation, measurement, and computation by solving problems in which there is a need to measure to a required degree of accuracy by selecting appropriate tools and units; to develop computing strategies and select
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Analyze the potential costs and benefits of personal economic choices in a market economy
"G3: Examine the interaction of individuals, families, communities, businesses, and governments in a market economy"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Writes to communicate ideas and information
G3-6: Uses listening strategies effectively
G3-6: Constructs meaning from a wide range of texts
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Uses expressions, equations, inequalities, graphs, and formulas to represent and interpret situations"
"G3-6: Understands the effects of operations on numbers and the relationships among these operations, selects appropriate operations, and computes for problem solving"
G3-6: Understands the different ways numbers are represented and used in the real world
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understands how scarcity requires individuals and institutions to make choices about how to use resources

State Standards	Lesson Plans
Business and Information Technology	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Uses currency in practical problem solving
"G5-6: Collects and organizes data into tallies, charts, and tables; determines appropriate scale and constructs bar graphs and pictographs"
G5: Determines and estimates amounts of money
"G4: Organizes data in charts and tables; constructs bar graphs or pictographs using appropriate scales of one, two, three, four, five, or ten"
G4: Adds and subtracts whole numbers using vertical and horizontal presentations with and without regrouping with the horizontal rewritten vertically
G3-5: Selects appropriate operation for a given problem situation
G3-4: Multiplies whole numbers up to two-digit by one-digit numbers using models and connecting them to computational strategies
G3-4: Determines and estimates amounts of money up to $20.00 and adds and subtracts money using decimal notation without and with regrouping
"G3: Determines and estimates amounts of money up to $5.00 including amount spent, change received, and equivalent amounts"
G3: Adds and subtracts whole numbers
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3: Explains how opportunity,B272 cost, scarcity, and price influence economic decision making"

State Standards	Lesson Plans
Career and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Develop skills and attributes that are critical to a person's ability to successfully navigate the world in and out of school, at work, and at home; thinking and reasoning skills, personal qualities, skills for managing information, and skills
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Use strategies within the reading processes to construct meaning
G3-6: Use strategies within speaking and listening processes to construct and communicate meaning
"G3-6: Respond to texts from a range of stances: initial understanding, personal, interpretive, and critical"
G3-6: Apply knowledge and understanding of the conventions of language and research when writing
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Use computational tools and strategies fluently and,B350 when appropriate, use estimation"
"G3-6: Pose questions and collect, organize, and represent data to answer those questions"
"G3: Understand attributes, units, and symbols of units in measurement; and develop and use techniques, tools, and formulas for measuring"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand the costs and benefits of economic choices and use this knowledge to make sound economic decisions

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand and use the writing process
G3-6: Speak to share understanding of information
G3-6: Read and respond to a variety of literature to compare and contrast the many dimensions of the human experience
G3-6: Listen for information and understanding
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand and use numbers
G3-6: Perform computations accurately
"G3-6: Collect, organize, and display data"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand basic economic concepts
G3-6: Acquire critical thinking and analytical skills

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Speak effectively using language appropriate to the situation and audience
G3-6: Listen effectively in formal and informal situations
G3-6: Communicate ideas in writing to accomplish a variety of purposes
G3-6: Apply reading strategies to improve understanding and fluency
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Investigate, represent, and solve problems using number facts, operations and their properties, algorithms, and relationships"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand that scarcity necessitates choices by consumers

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Speak effectively using language appropriate to the situation and audience
G3-6: Listen effectively in formal and informal situations
G3-6: Communicate ideas in writing to accomplish a variety of purposes
G3-6: Apply reading strategies to improve understanding and fluency
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Investigate, represent, and solve problems using number facts, operations and their properties, algorithms, and relationships"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Understand that scarcity necessitates choices by consumers

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-5: Understands that savings is the part of income not spent on taxes or consumption
G3-5: Understands that choices usually involve trade-offs; people can give up buying or doing a little of one thing in order to buy or do a little of something else
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students read a wide range of print and non-print texts.... Among these texts are fiction and nonfiction, classic and contemporary works."
Students employ a wide range of strategies as they write and use different writing process elements appropriately to communicate with different audiences for a variety of purposes.
"Students conduct research on issues and interests by generating ideas and questions, and by posing problems. They gather, evaluate, and synthesize data from a variety of sources to communicate their discoveries in ways that suit their purpose and au
"Students adjust their use of spoken, written, and visual language (e.g., conventions, style, vocabulary) to communicate effectively with a variety of audiences and for different purposes"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-5: Understand numbers, ways of representing numbers, relationships among numbers, and number systems"
"G3-5: Formulate questions that can be addressed with data and collect, organize, and display relevant data to answer them"
"G3-5: Create and use representations to organize, record, and communicate mathematical ideas"
G3-5: Compute fluently and make reasonable estimates
"G3-5: Communicate their mathematical thinking coherently and clearly to peers, teachers, and others"
G3-5: Apply and adapt a variety of appropriate strategies to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Identify sources of income
Evaluate information about products and services
Discuss the importance of taking responsibility for financial decisions
"Design a plan for earning, spending, saving, and investing"
Describe reasons for saving and reasons for investing
Describe how to buy and sell investments
Compare the benefits and costs of spending decisions
Compare the benefits and costs of spending decisions
Apply a decision-making process to personal financial choices
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Production, Distribution, Consumption: how people organize for the production, distribution, and consumption of goods and services"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G4-6: Demonstrate skill in reading a variety of materials for a variety of purposes
"G3-6: Write effectively for a variety of audiences, purposes, and contexts"
"G3-6: Speak effectively for a variety of audiences, purposes, occasions, and contexts"
G3-6: Participate effectively as listeners within formal and informal groups
G3-6: Demonstrate skills needed to read and respond to literature
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Uses numerical and computational concepts and procedures in a variety of situations
G3-6: Uses concepts and procedures of data analysis in a variety of situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Uses a working knowledge and understanding of major economic concepts, issues, and systems of the United States and other nations; and applies+B406 decision-making skills as a consumer, producer, saver, investor, and citizen in an independent

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G5-6: Scan to find key information
"G5-6: Identify an author's purpose in literary, informational, persuasive, and practical/workplace materials"
G5-6: Connect information from a passage to students' lives and/or real-world issues
G3-6: Establishes and maintains a focused purpose to communicate with an audience by allowing voice to emerge
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Collect, organize, and interpret data using+B427 a variety of graphical methods"
"G6: Add, subtract, multiply, and divide rational numbers"
"G3-5: Collect, organize, and describe data"
"G3-5: Add, subtract, multiply, and divide whole numbers using a variety of methods"
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Productive resources are limited and do not satisfy all the wants of individuals, societies, and governments (scarcity)"
"G3-5: Scarcity requires people to make choices about using goods, services, and limited resources"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students write competently for a variety of purposes and audiences
"G3-6: Students read, comprehend, and respond to a range of materials, using a variety of strategies for different purposes"
G3-6: Students demonstrate competence in speaking and listening as tools for learning and communicating
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: In problem-solving investigations, students discover trends, formulate conjectures regarding cause-and-effect relationships, and demonstrate critical-thinking skills in order to make informed decisions"
"G3-6: In problem-solving investigations, students demonstrate an understanding of the real number system and communicate the relationships within the system using a variety of techniques and tools"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students develop an understanding of fundamental economic concepts as they apply to the interdependence and decision making of individuals, households, businesses, and governments in the United States and the world"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will use the skills and strategies of the reading process to comprehend, interpret, evaluate, and appreciate what they have read"
G3-6: Students will demonstrate the ability to use the skills and strategies of the writing process
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will understand and demonstrate computation skills
G3-6: Students will understand and demonstrate a sense of what numbers mean and how they are used
G3-6: Students will understand and apply concepts of data analysis
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will understand that economic decisions are based on the availability of resources and the costs and benefits of choices

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students produce informational, practical, persuasive, and narrative writing that demonstrates an awareness of audience, purpose, and form using stages of the writing process as needed"
"G3-6: Students communicate effectively in a variety of situations, with different audiences, purposes, and formats"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will describe, represent, and apply numbers and their relationships and will estimate and compute using mental strategies, paper-and-pencil, and technology"
"G3-6: Students will collect, organize, display, analyze, and interpret data to make decisions and predictions"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will develop economic reasoning to understand the historical development and current status of economic principles, institutions, and processes needed to be effective citizens, consumers, and workers participating in local communities

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will write for different audiences and purposes
"G3-6: Students will pose questions, listen to the ideas of others, and contribute their own information or ideas in group discussions or interviews in order to acquire new knowledge"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will engage in problem solving, communicating, reasoning, connecting, and representing as they demonstrate an understanding of various meanings of addition and subtraction"
"G3-6: Students will engage in problem solving, communicating, reasoning, connecting, and representing as they construct, draw conclusions from, and make predictions from various representations of data sets, including tables, bar graphs, pictographs
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G4: Students should be able to give examples of limited and unlimited resources and explain how scarcity compels people and communities to make choices about goods and services, giving up some things to get other things"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: All students will read and comprehend general and technical material
"G3-6: All students will demonstrate the ability to write clear and grammatically correct sentences, paragraphs, and compositions"
"G3-6: All students will apply knowledge, ideas, and issues drawn from text to their lives and the lives of others"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students recognize that numbers are used in different ways such as counting, measuring, ordering, and estimating; understand and produce multiple representations of a number; and translate among equivalent representations"
"G3-6: Students collect and explore data, organize data into a useful form, and develop skill in representing and reading data displayed in different formats"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: All students will explain and demonstrate how the economic forces of scarcity and choice affect the management of personal financial resources, shape consumer decisions regarding the purchase, use, and disposal of goods and services, and affec

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will write clearly and coherently for a variety of audiences and purposes
G3-6: Students will read and understand grade appropriate English language text
G3-6: Students will communicate through listening and speaking
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Students will analyze, interpret, and display data in order to communicate information and make predictions and decisions. Students will apply concepts of randomness and uncertainty to make judgments, predictions, and decisions about probabilist
G5: The student will multiply and divide decimals
G4: Students will solve simple problems involving multiplication of multi-digit numbers by two-digit numbers
G4: Students will solve simple problems involving multiplication of multi-digit numbers by one-digit numbers
"G3-5: Students will analyze, interpret, and display data in order to communicate information and make predictions and decisions"
"G3: Students will find the sum of between two and five whole numbers of varying lengths with a sum no greater than 10,000"
"G3: Students will find the difference of two whole numbers between 0 and 10,000, resulting in a whole number"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G4-6: Speak coherently and listen to exchange ideas and opinions for a variety of purposes and audiences
"G4-6: Communicate for a variety of purposes through different forms of writing, using processes of reading, writing, listening, and viewing for an expanding audience"
G3: Use an appropriate writing process to express and communicate personal ideas and feelings
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Students will use probability and collect, organize, interpret, and display types of data using manipulatives, paper-and-pencil, calculators, and/or computers"
"G5: Students will use the basic operations to investigate and apply whole numbers, fractions, mixed numbers, and decimals"
"G5: Collect, read, organize, and interpret data and explore probability"
G4: Students will utilize the four basic operations for whole numbers and the addition and subtraction of decimals and fractions
G4: Students will explore probability and the process of data analysis and predictions
"G3: Students will model, identify, and apply the four basic operations"
"G3: Students will collect, organize, interpret data, and explore the concepts of probability"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-4: Students will identify the interdependence of economics

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will participate in formal and informal presentations and discussions of issues and ideas
G3-6: Students will develop knowledge of speaking and writing standard English
"G3-6: Students will develop knowledge of reading and evaluating fiction, poetry, and drama"
3-6: Students will develop knowledge of writing formally and informally
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will develop knowledge of data analysis, probability, and statistics"
"G3-6: Students will develop knowledge of addition, subtraction, multiplication, and division; and the application of these operations and concepts in the workplace and other situations"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will develop knowledge of economic concepts and principles

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students demonstrate and apply principles of resource management
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students write for a variety of purposes and audiences
"G3-6: Students select, read, and respond to print and nonprint material for a variety of purposes"
G3-6: Students demonstrate knowledge and understanding of the communication process
G3-6: Students apply a range of skills and strategies to speaking and listening
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students engage in the mathematical processes of problem solving and reasoning, estimation, communication, connections, applications, and using appropriate technology"
G3-6: Students demonstrate understanding of and an ability to use numbers and operations
"G3-6: Students demonstrate understanding of and an ability to use data analysis, probability, and statistics"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students make informed decisions based on an understanding of the economic principles of production, distribution, exchange, and consumption"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G5-6: Students will demonstrate the use of multiple forms to write for different audiences and purposes
G3-6: Students will participate in group discussions by asking questions and contributing information and ideas
G3-4: Students will demonstrate the use of multiple forms to write for different audiences and purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G5-6: Students will solve problems involving whole numbers, integers, and rational numbers with and without the use of technology"
"G5-6: Students will collect, construct, and interpret data displays and compute mean, median, and mode"
"G3-4: Students will estimate, add, and subtract, multiply, and divide whole numbers without and with calculators and solve word problems"
"G3-4: Students will collect, organize, record, and interpret data and describe their findings"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-4: Students will describe characteristics of a market economic system and the interaction of consumers and producers

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students write a variety of texts that inform, persuade, describe, evaluate, or tell a story and are appropriate to purpose and audience"
"G3-6: Students read to comprehend, interpret, and evaluate informational texts for specific purposes"
"G3-6: Students participate in discussions to offer information, clarify ideas, and support a position"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will solve problems, communicate, reason, and make connections within and beyond the field of mathematics; students will collect, organize, display, interpret, and analyze data to determine statistical relationships and probability pr
"G3-6: Students will solve problems, communicate, reason, and make connections within and beyond the field of mathematics; students will accurately calculate and use estimation techniques, number relationships, operation rules, and algorithms; they w
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"The student will perform mathematical operations with the proficiency required to conduct transactions, and will apply problem solving and reasoning strategies in school, work, and everyday settings"
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will demonstrate the interest and ability to write effectively for a variety of purposes and audiences."
"Students will demonstrate the interest and ability to speak purposefully and articulately, as well as listen and view attentively and critically"
"Students will demonstrate the interest and ability to read age-appropriate materials fluently, with understanding and appreciation "
"Students will demonstrate competence in using the interactive language processes of reading, writing, speaking, listening, and viewing, to gather and organize information in a variety of subject areas "
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G4-6: Recognize and use mathematics in other curriculum areas and in their daily lives
G4-6: Formulate and solve real-world problems
"G4-6: Explore the meaning of 10%, 25%, 50%, 75%, and 100% and their fraction and decimal equivalents"
"G4-6: Explore meaning of comparisons (for example: cost per unit, miles per hour, wage rates, or batting averages). "
"G4-6: Demonstrate mathematical communication through discussion, representation, reading, writing, listening, and responding, individually and in groups"
G4-6: Demonstrate an ability to read and interpret statistical data presented in text
"G4-6: Collect, organize, describe, represent, and interpret data in both simulations and real world situations "
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will demonstrate the ability to examine the interaction of individuals, households, communities, businesses, and governments in market economies including...the role of money and financiall institutions. "
Students will demonstrate the ability to analyze the potential costs and benefits of economic choices in market economies including wants and needs

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
All students will demonstrate self-management skills
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: All students will write in clear, concise, organized language that varies in content and form for different audiences and purposes"
"G3-6: All students will understand and apply the knowledge of sounds, letters, and words in written English to become independent and fluent readers, and will read a variety of materials and texts with fluency and comprehension"
"G3-6: All students will speak in clear, concise, organized language that varies in content and form for different audiences and purposes"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: All students will develop number sense and will perform standard numerical operations and estimations on all types of numbers in a variety of ways
"G3-6: All students will develop an understanding of the concepts and techniques of data analysis, probability, and discrete mathematics, and will use them to model situations, solve problems, and analyze and draw appropriate inferences from data"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will communicate effectively through speaking and writing
"G3-6: Students will apply strategies and skills to comprehend information that is read, heard, and viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students will understand numerical concepts and mathematical operations
"G3-6: Students will understand how to formulate questions, analyze data, and determine probabilities"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students understand basic economic principles and use economic reasoning skills to analyze the impact of economic systems (including the market economy) on individuals, families, businesses, communities, and governments"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students will understand and be able to manage their personal and community resources
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will read, write, listen, and speak for information and understanding"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students will understand mathematics and become mathematically confident by communicating and reasoning mathematically, by applying mathematics in real-world settings, and by solving problems through the integrated study of number systems, geo
"G3-6: Students will apply the knowledge and thinking skills of mathematics, science, and technology to address real-life problems and make informed decisions"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-5: The learner will apply strategies and skills to create oral, written, and visual texts"
"G3-5: The learner will apply strategies and skills to comprehend text that is read, heard, and viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G5-6: The learner will understand and compute with rational numbers
"G4-6: The learner will demonstrate an understanding and use of graphing, probability, and data analysis"
"G4: The learner will read, write, model, and compute with rational numbers"
"G3: The learner will model, identify, and compute with numbers less than 10,000"
"G3: The learner will demonstrate an understanding of data collection, display, and interpretation"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students engage in the writing process
G3-6: Students engage in the speaking and listening process
G3-6: Students engage in the reading process
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Students use data collection and analysis techniques, statistical methods, and probability to solve problems"
G3-6: Students understand and use basic and advanced concepts of number and number systems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Students understand different types of economic systems

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students learns to communicate effectively though exposure to good models and opportunities for practice. By speaking, listening, and providing and interpreting visual images, they learn to apply their communication skills."
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students use mathematical processes and knowledge to solve problems. Students apply problem-solving and decision-making techniques and communicate mathematical ideas.
"Students pose questions and collect, organize, represent, interpret, and analyze data to answer those questions. Students develop and evaluate inferences, predictions, and arguments that are based on data."
"Demonstrate number sense, including an understanding of number systems and operations and how they relate to one another. Students compute fluently and make estimates using paper-and-pencil, technology-supported, and mental methods."
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students use economic reasoning skills and knowledge of major economic concepts, issues, and systems in order to make informed choices as producers, consumers, savers, investors, workers, and citizens in an interdependent world"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Express ideas effectively in written modes for a variety of purposes and audiences
G3-6: Demonstrate thinking skills in listening and speaking
G3-6: Conduct research and organize information
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Use numbers and number relationships to solve problems
"G6: Discuss, interpret, translate, and evaluate mathematical ideas"
"G6: Develop and test strategies to solve practical, everyday problems which may have single and multiple answers"
"G6: Develop and test strategies to solve practical, everyday problems which may have single and multiple answers"
G6: Apply mathematical strategies to solve problems that arise from other disciplines and the real world
G5: Estimate and compute with whole numbers and decimals
G3-5: Verify and interpret results with respect to the original problem
"G3-5: Use representations to model or interpret physical, social, and mathematical situations"
G3-5: Use problem solving approaches
"G3-5: Express mathematical ideas coherently and clearly to peers, teachers, and others"
G3-4: Estimate and compute with whole numbers
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Compare and contrast political and economic systems
G3: Develop basic economic decision-making skills

State Standards	Lesson Plans
10	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: Collect, organize, display, interpret, and analyze facts, figures, and other data"
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Use a variety of modes and written forms to express ideas
Speak effectively for a variety of audiences and purposes and listen effectively to gather information
"Locate information and clarify meaning by skimming, scanning, close-reading, and other reading strategies"
Demonstrate literal comprehension of a variety of printed materials
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3-6: Select and apply mathematical operations in a variety of contexts
"G3-6: Design, use, and communicate a variety of mathematical strategies to solve problems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand the roles, rights, and responsibilities of citizens in the United States"
"Understand how the United States economy functions as a system to address issues of resource allocation, including production, consumption, and exchange of goods and services"
"Understand how economic conditions in a market economy influence and are influenced by the decisions of consumers, producers, economic institutions, and government"
"Demonstrate the knowledge and skills necessary to make reasoned and responsible financial decisions as a consumer, producer, saver, and investor in a market economy"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Write with a sharp distinct focus, identifying topic, task, and audience"
Use media for learning purposes (advertising sells products)
Use and understand a variety of media and evaluate the quality of the material produced (research skill)
Read and understand works of literature
Participate in small and large group discussions and presentations
Locate information using appropriate sources and strategies
Listen to others
Demonstrate fluency and comprehension in reading
Contribute to discussions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G4-6: Organize and display data using pictures, tallies, tables, charts, bar graphs, and circle graphs"
"G4-6: Determine through estimations the reasonableness of answers to problems involving addition, subtraction, multiplication, and division of whole numbers"
"G4-6: Describe a realistic situation using information given in equations, inequalities, tables, or graphs"
G4-6: Apply estimation strategies to a variety of problems including time and money
G3: Use a table or chart to display information
"G3: Gather, organize, and display data using pictures, tallies, charts, bar graphs, and pictographs"
G3: Determine the reasonableness of calculated answers
"G3: Count using whole numbers to 10,000 and count by 2s, 3s, 5s, 25s, and 100s"
G3: Apply addition and subtraction in everyday situations using concrete objects
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G4-6: Identify the costs and benefits of saving
G4-6: Explain the function of money and its use in society
G4-6: Explain the costs and benefits of an economic decision
G4-6: Explain how scarcity influences choices and behaviors
G4-6: Explain how advertisements influence perception of the costs and benefits of economic decisions
G3: Identify forms of advertising designed to influence personal choice
G3: Identify costs and benefits associated with an economic decision
G3: Explain how banks bring savers and borrowers together
"G3: Describe how individuals, families, and communities with limited resources make choices"
G3: Define scarcity and identify limited resources
G3: Define saving and explain why people save
G3: Define price and identify the prices of different items

State Standards	Lesson Plans
Family and Consumer Science	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Success in life management, employment, and career development"
"Production, Distribution, and Consumption: Study of how people organize for the production, distribution, and consumption of goods and services"
Function effectively as providers or consumers of goods and services
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
All students will use language effectively and responsibly as members of a democratic society
All students will develop and apply their language skills using the community as a learning laboratory
All students will demonstrate the power and effectiveness of voice through the language arts
All students will demonstrate the ability to understand and respond to a wide variety of texts
All students will compose clear text in a variety of forms for many purposes
All students will be effective communicators in varied setting and for varied purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Recognize and use mathematics in their daily lives
"G5-6: Develop proficiency with addition, subtraction, multiplication, and division of rational numbers"
"G5-6: Construct and interpret tables, graphs, and charts"
G3-4: Identify and understand the concept of money
"G3-4: Develop proficiency with addition, subtraction, multiplication, and division of whole numbers"
"G3-4: Collect, organize, and describe data"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students should know interest rates; adjusted for inflation; and rise and fall to balance the amount saved with the amount borrowed, which affects the allocation of scarce resources between present and future uses"
Student should know productive resources are limited
Student should know effective decision making requires comparing the additional costs of alternatives with the additional benefits
"G3-4: Explain why certain responsibilities are important to themselves and their family, community, state, and nation"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Identifying economic problems, alternatives, benefits, and costs"
"Identifying economic problems, alternatives, benefits, and costs"
"Examining economic problems, alternatives, benefits, and costs"
"Analyzing key economic issues that affect our lives as workers, consumers, and citizens"
Analyzing incentives at work in an economic situation
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student will write for a variety of purposes
"The student will use speaking skills to participate in a large and a small group, in formal and informal situations"
The student will use listening skills to comprehend and analyze information he or she receives in both formal and informal situations
The student will select a topic for exploration; gather information from a variety of sources; and prepare and present selected information
"Draw upon a variety of strategies to comprehend, interpret, analyze, and evaluate what he or she reads"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Use mathematical models to represent and understand qualitative relationships (graphs, charts)"
"Understand numbers, ways of representing numbers, relationships among numbers, and number systems"
Compute fluently and make reasonable estimates
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: The learner will demonstrate an understanding of how scarcity and choice and the principles of trade impact economic activity
G5: The learner will demonstrate an understanding of how scarcity and choice impact economic activity
"G4, G5: The learner will demonstrate an understanding of the sources of income and growth in a free enterprise community"
G3: The learner will demonstrate an understanding of how scarcity and choice impact economic activity in South Carolina

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Present information in conversational and small group settings
"G6: Maintain a personal writing journal or portfolio to record personal ideas, observations, and experiences"
G6: Choose reading materials that are appropriate for enjoyment and/or assignment/project completion
"G5: Use active listening skills when determining goals, responsibilities, and progress in various group settings"
"G5: Communicate messages clearly, precisely, and effectively"
G4: Listen and share responses in group-learning activities
G3-5: Maintain a personal writing journal or folder
G3: Read from a variety of fictional and nonfiction texts
G3: Organize and present ideas so others can understand the message
G3: Listen and respond thoughtfully and respectfully to others
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G6: Model addition and subtraction with integers
G5: Compute with rational numbers using the four arithmetic operations
"G4: Relate the concepts of addition, subtraction, multiplication, and division to one another"
G3: Add and subtract multi-digit whole numbers using various computational methods
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3: Explain scarcity by citing examples of limited resources and supplies and scarce resources

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Develop structural and creative skills of the writing process necessary to produce written language that can be read, presented to, and interpreted by various audiences"
"Develop reading and listening skills necessary for word recognition, comprehension, interpretation, analysis, evaluation, and appreciation of print and nonprint texts"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Develop number and operation sense needed to represent numbers and number relationships verbally, symbolically, and graphically and to compute fluently and make reasonable estimates in problem solving"
Apply basic statistical and probability concepts in order to organize and analyze data and to make predictions and conjectures
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Economics: Globalization of the economy, the explosion of population growth, technological changes, and international consumption compel students to understand—both personally and globally—the production, distribution, and consumption of g
"Communication is the conveyance of ideas, value judgments, beliefs, and emotions through individual expression, group dialogue, cultural communities, and global networks by oral, written, symbolic, visual, and technological means"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student listens to enjoy and appreciate spoken language.
G5-6: The student speaks clearly and appropriately to different audiences for different purposes and occasions
G5-6: The student inquires and conducts research using a variety of sources
G5: The student uses writing as a tool for learning and research
G4-6: The student writes for a variety of audiences and purposes and in a variety of forms
G4-5: The student listens actively and purposefully in a variety of settings
G4: The student speaks appropriately to different audiences for different purposes and occasions
G3-6: The student reads with fluency and understanding in texts at appropriate difficulty levels
G3-6: The student reads widely for different purposes in varied sources
G3-4: The student generates questions and conducts research using information from various sources
G3: The student speaks appropriately to different audiences for a wide variety of purposes and occasions
G3: The student listens attentively and engages actively in various oral language experiences
G3: The student communicates clearly by putting his or her thoughts into spoken words
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: The student adds, subtracts, multiplies, and divides to solve problems and justify solutions"
"G5: The student adds, subtracts, multiplies, and divides to solve meaningful problems"
"G4: The student solves problems by collecting, organizing, displaying, and interpreting sets of data"
G4: The student multiplies and divides to solve meaningful problems involving whole numbers
G4: The student adds and subtracts to solve meaningful problems involving whole numbers and decimals
"G3-6: The student solves problems by collecting, organizing, displaying, and interpreting sets of data"
"G3: The student uses place-value to communicate about increasingly large whole numbers in verbal and written form, including money"
"G3: The student uses lists, tables, and charts to express patterns and relationships"
G3: The student recognizes and solves problems in multiplication and division situations
G3: The student adds and subtracts to solve meaningful problems involving whole numbers
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G3-6: The student uses problem-solving and decision-making skills, working independently and with others, in a variety of settings"
"G3-6: The student communicates effectively in written, oral, and visual forms"
G3: The student understands the purposes of spending and saving money

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students develop oral language through speaking
Students develop language and acquire information through reading
Students develop independence in reading
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The students will demonstrate an understanding of numbers as they apply to the students everyday world
"The students will demonstrate ability in computational techniques the use paper-and-pencil, mental math, estimation, and technology to solve problems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students use verbal and nonverbal skills to express themselves effectively
"Students use reasoning strategies, knowledge, and common sense to solve complex problems related to all fields of knowledge"
"Students use charts, graphs, and other visual presentations to communicate data accurately and appropriately"
"Students read a variety of types of literature, fiction, and nonfiction"
Students listen actively and respond to communication
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students understand arithmetic in computation and they select and use—in appropriate situations—manual arithmetic, pencil-and-paper, calculator, and computer"
Personal Development	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students demonstrate and understanding of personal economic decisions and account for their decisions
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6:The student will write narratives, descriptions, and explanations"
"G6: The student will read and demonstrate comprehension of a variety of fiction, narrative nonfiction, and poetry"
"G5: The student will write for a variety of purposes: to describe, to inform, to entertain, and to explain"
G5: The student will read fiction and nonfiction with fluency and accuracy
"G5: The student will listen, draw conclusions, and share responsibilities in subject-related group-learning activities"
"G4: The student will write effective narratives, poems, and explanations"
G4: The student will use effective oral communication skills in a variety of settings
G4: The student will read fiction and nonfiction with fluency
G3: Use strategies to read a variety of fiction and nonfiction materials
"G3: The student will write stories, letters, simple explanations, and short reports across all content areas"
G3: The student will use effective communication skills in group activities
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: The student will solve problems that involve addition, subtraction, multiplication, and/or division—with fractions and mixed numbers; with and without regrouping"
"G5: The student will create and solve problems involving addition, subtraction, multiplication, and division of whole numbers using paper-and-pencil, estimation, mental computation, and calculators"
"G4: The student will add and subtract whole numbers, fractions, and decimals"
G3: The student will recognize and use the inverse relationship between addition and subtraction and multiplication/division to complete basic fact sentences
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3: The student will identify examples of making an economic choice and will explain the idea of opportunity cost (what is given up when making a choice)

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
The student writes in a variety of forms for different audiences and purposes
The student uses listening and observation skills to gain understanding
The student uses communication strategies and skills to work effectively with others
The student reads different materials for a variety of purposes
The student communicates ideas clearly and effectively
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"The student uses mathematics to define and solve problems"
The student understands and applies the concepts and procedures of mathematics
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Understand and apply critical thinking and problem-solving skills to make informed and reasoned decisions
"Students understand the impact of scarcity on their personal lives and on the households, businesses, governments, and societies in which they are participants"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G4-6: Read literary works by national and international authors
G4-6: Exhibit appropriate speaking etiquette
G4-6: Demonstrate skill in using conventions of English
G4-6: Contribute to group discussions
G3-6: Produce original writing samples related to creative arts
G3: Read and comprehend literary works by national and international authors
"G3: Interpret information from diagrams, charts, and graphs"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G6: Solve problems in a context that involves addition, subtraction, multiplication, and division of fractions and mixed numbers with and without regrouping, including like and unlike denominators; expressing answers in simplest form, using estimati
"G6: Collect, organize, display, and interpret data using line graphs, circle graphs, bar graphs, histograms, stem-and-leaf plots, tables, and charts"
"G5: Use computation, estimation, calculators, and computers to solve application problems"
"G4-5: Collect, organize, display, read, and interpret data from a problem-solving situation in line graphs, bar graphs, tally charts, and tables "
"G4: Create and solve problems involving addition, subtraction, multiplication, and division of money amounts using various computational methods such as calculations, paper-and-pencil, mental computation, and estimation"
"G3: Solve problems using various computational methods, including calculator, paper-and-pencil, mental computation, and estimation"
G3: Read and interpret tables and tally charts
"G3: As part of a problem-solving situation, conduct a survey, organize the data, and display the findings on a bar graph and line graph"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G3: Explain why budgeting is a critical skill necessary for good management
G3: Explain the concept of scarcity by citing examples of limited supplies and scarce resources

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Read and discuss literary and nonliterary texts in order to understand human experience
Participate effectively in discussion
Create or produce writing to communicate with different audiences for a variety of purposes
"Conduct research and inquiry on self-selected or assigned topics, issues, or problems and use an appropriate form to communicate their findings"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"In problem-solving situations, read, extract, and use information presented in graphs, tables, or charts"
"In problem-solving situations involving whole numbers, select and efficiently use appropriate computational procedures, such as recalling the basic facts of addition, subtraction, multiplication, and division"
"In problem-solving situations involving money, add and subtract decimals"
"Communicate mathematical ideas in a variety of ways including words, numbers, symbols, pictures, charts, graphs, tables, diagrams, and models"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Identify the roles of various economic institutions, including households, businesses, and government"
Identify situations requiring an allocation of limited economic resources and appraise the opportunity cost
"Describe and explain the role of money, banking, and savings in everyday life"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students write for a variety of purposes and audiences with sophistication and complexity appropriate to grade level
Students synthesize individual language arts skills
Students speak for a variety of purposes and audiences with sophistication and complexity appropriate to grade level
"Students read a variety of grade-level materials, applying strategies appropriate to various situations"
Students listen for a variety of purposes appropriate to grade level
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students use numbers, numbers sense, and number relationships in a problem-solving situation"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students demonstrate an understanding of economic principles and concepts and describe the influence of economic factors on societies
"Students access, organize, synthesize, evaluate, and interpret information using appropriate resources and technology to collaborate, make decisions, solve problems, and report results in a variety of formats"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-10: Write to clarify ideas and organize thinking
G9: Respond to argument
"G9: Produce effective oral presentations through use of tone, inflections, and tempo"
G9: Practice listening and viewing skills in a variety of situations
"G9: Determine when argument and propaganda are used in written, oral, and visual forms"
"G9: Apply strategies to interpret textual, functional, and recreational written materials"
G8-12: Conduct individual research utilizing all aspects of the research process
G8: Determine the author's purpose
"G8: Demonstrate an appreciation for the power of language as it evokes emotion; expands thinking; and influences problem solving, decision making, and action"
"G8: Comprehend and display an extended vocabulary through reading, listing, viewing, writing, speaking, and presenting"
"G8: Compose and present in many forms using different techniques for various audiences and occasions, both formal and informal"
G8: Apply appropriate strategies to materials across the curriculum to construct meaning through interpretation and evaluation
"G7-8: Read with ease textual, functional, and recreational materials encountered in daily life"
G7-8: Demonstrate effective listening and speaking behaviors for varied situations and purposes
"G7: Respond with understanding and empathy to information read, viewed, and heard"
G7: Refine general listening behaviors
G7: Exhibit proficiency in the use of the writing process
"G7: Develop and use extended vocabulary through reading, listening, viewing, writing, speaking, and presenting"
"G7: Construct, interpret, and evaluate meaning by applying appropriate strategies to materials across the curriculum"
"G7: Conduct project research, individually and collaboratively, utilizing all aspects of the research process"
G12: Write for specific audiences
G12: Respond critically to argument
G12: Produce formal oral presentations for a variety of purposes
G12: Listen effectively in a wide range of circumstances
G12: Interpret and evaluate oral and written material
G12: Comprehend a variety of reading materials by applying appropriate strategies
G11: Read for a variety of purposes using appropriate strategies to comprehend
G11: Participate in informal debate
G11: Differentiate points of view
"G11: Apply critical reading skills with expository, editorial, and narrative materials recognizing aspects that affect meaning"
G11: Apply critical reading and viewing skills to analysis of print and nonprint media
G10: Speak successfully in a variety of situations
"G10: Recognize fallacies of logic in written, oral, and visual presentations"
G10: Read for a variety of purposes
G10: Interact effectively in group situations
G10: Display an extended vocabulary
G10: Demonstrate listening skills
G10: Apply appropriate strategies to interpret various types of reading materials
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Solve systems of equations
G9-12: Recognize methods used in deceptive and fraudulent pricing
G9-12: Recognize mathematical skills required for success in various vocations and avocations
G9-12: Perform basic operations on algebraic expressions
"G9-12: Compute and compare returns on various types of investments, using recurrence relations"
G9-12: Assess various types of insurance based on need and cost
G8: Use problem-solving strategies effectively
G8: Use linear equations and inequalities to solve problems
"G8: Solve measurement problems by using mental math, paper-and- pencil, and estimation techniques as well as appropriate units of measure"
G8: Demonstrate proficiency in performing basic operations on rational numbers
G7: Solve real-life measurement problems
G7: Select and use the most appropriate mode of calculation in any given situation
G7: Demonstrate proficiency in solving consumer-related problems
"G7: Demonstrate proficiency in converting percents, fractions, and decimals"
"G7: Add, subtract, and divide integers"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7: Explain the basic economic concepts as they apply to consumers
G7: Evaluate the responsibilities of citizens
G7: Discuss the influence of the media on American life
G12: Explain the basic elements of economics
G12: Evaluate the factors that influence the levels of household consumption and saving
G12: Evaluate the causes for variations in wages
"G12: Describe taxation at the federal, state, and local levels"
G12: Analyze the costs and benefits of consumer decisions

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Understand and respect the perspectives of others in order to communicate effectively
Think logically and reflectively in order to present and explain positions based on relevant and reliable information
Speak and write well for a variety of audiences and purposes
"Be a competent and thoughtful reader, listener, and viewer of literature, technical materials, and a variety of other information"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand mathematical facts, concepts, principles, and theories"
Understand and select and use a variety of problem-solving strategies
Apply mathematical concepts and processes to situations within and outside of school
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Skills for a Healthy Life	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Contribute to the well-being of families and communities
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Understand the impact of economic choices and participate effectively in the local, state, national, and global economies"
Understand the constitutional foundations of the American political system and the democratic ideals of this nation

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Learn and effectively apply a variety of reading strategies for comprehending, interpreting, and evaluating a wide range of texts, including fiction, nonfiction, classic, and contemporary works"
G7-12: Effectively use written language for a variety of purposes and with a variety of audiences
G7-12: Effectively listen and speak in situations which serve different purposes and involve a variety of audiences
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use algebraic methods to explore, model, and describe patterns, relationships, and functions involving numbers, shapes, data, and graphs within a variety of real-world, problem-solving situations"
"G7-12: Develop number sense and use numbers and number relationships to acquire basic facts, to solve a wide variety of real-world problems, and to determine the reasonableness of the result"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Understand the ideals, rights, and responsibilities of citizenship and the context, sources, and history of the founding documents of the United States, with particular emphasis on the Constitution and how the government functions at the loca
"G7-12: Develop economic reasoning skills to apply basic economic concepts, assess problems, make choices, and evaluate the choices of others as consumers, workers, and citizens participating in local, national, and global economies"
Workplace Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Work individually and collaboratively within team settings to accomplish objectives
"G7-12: Use principles of effective oral, written, and listening communication skills to make decisions and solve workplace problems"
G7-12: Demonstrate a set of marketable skills which enhance career options
G7-12: Apply principles of resource management and develop skills that promote personal and professional well-being
G7-12: Apply computational skills and data analysis techniques to make decisions and solve workplace problems

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Employ a wide range of strategies as students write and use different writing process elements appropriately to communicate different audiences for a variety of purposes
"G7-12: Develop and apply the communication skills of speaking, listening, and viewing through a variety of formal and informal opportunities"
"G7-12: Comprehend, evaluate, and respond to works of literature and other kinds of writing which reflect their own cultures and developing viewpoints as well as those of others"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Use the language/symbols of algebra to represent patterns and functions
G7-12: Demonstrate and apply knowledge of numbers and numerical relationships to real-world situations
G7-12: Communicate an understanding of the properties of numbers and operations
G7-12: Apply measurement concepts to solve problems inside and outside the field of mathematics
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Demonstrate critical thinking skills through research, reading, writing, speaking, listening, and problem solving"
G7-12: Demonstrate an understanding that different economic systems and limited resources influence cooperation and conflict in decision making
"G7-12: Demonstrate an understanding of the ideals, rights, and responsibilities of participating in a democratic society"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Write coherent and focused essays that convey a well-defined perspective and tightly reasoned argument. Demonstrates awareness of audience and purpose
"G9-12: Read and understand grade-appropriate material. Analyze the organizational patterns, arguments, and positions advanced"
G9-12: Form adroit judgments about oral communication. Deliver focused and coherent presentations that convey clear and distinct perspectives and solid reasoning
"G9-12: Deliver polished and extemporaneous presentations that combine traditional rhetorical strategies of narration, exposition, persuasion, and description"
G9-12: Apply knowledge of word origins to determine the meaning of new words encountered in reading materials and use those words accurately
"G7-8: Use knowledge of word origins and word relationships, as well as historical and literary contextual clues, to determine the meaning of specialized vocabulary and to understand the precise meaning of grade-appropriate words"
"G7-8: Read and understand grade-appropriate material. Describe and connect the essential ideas, arguments, and perspectives of the text using knowledge of text structure, organization, and purpose"
G7-8: Deliver well-organized formal presentations employing traditional rhetorical strategies
"G7-8: Deliver focused, coherent presentations that convey ideas clearly and relate to the background and interests of the audience. Evaluate the content of oral communication"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G8-12: Solve multistep problems, including word problems involving linear equations and linear inequalities in one variable and provide justification for each step"
G7: Make decisions about how to approach problems
"G7: Know the properties of, and compute with, rational numbers expressed in a variety of forms"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Identify bias and prejudice in historical interpretations
G12: Understand common economic terms and concepts and economic reasoning
G12: Evaluate and take and defend positions on the influence of the media on American political life
G12: Analyze the elements of the U.S. labor market in a global setting

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Write and speak for a variety of purposes and audiences
"G7-12: Read to locate, select, and make use of relevant information from a variety of media, reference, and technological sources"
G7-12: Read and understand a variety of materials
"G7-12: Apply thinking skills to reading, writing, speaking, listening, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use algebraic methods to explore, model, and describe patterns and function involving numbers, shapes, data, and graphs in problem-solving situations and communicate the reasoning used in solving problems"
"G7-12: Link concepts and procedures as they develop and use computational techniques, including estimation, mental arithmetic, paper-and-pencil, calculators, and computers in problem-solving situations and communicate the reasoning used in solving t
G7-12: Develop number sense and use numbers and number relationships in problem-solving situations and communicate the reasoning used in solving these problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Understand that because of the condition of scarcity, decisions must be made about the use of scarce resources"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Read and respond in individual, literal, critical, and evaluative ways to literary, informational, and persuasive texts"
"G7-12: Produce written, oral, and visual texts to express, develop, and substantiate ideas and experiences"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use numbers to count, measure, compare, order, scale, and locate and label and use a variety of numerical representations to present, interpret, communicate, and connect various kinds of numerical information"
"G7-12: Add, subtract, multiply, and divide with whole numbers, fractions, decimals, and integers and develop strategies for selecting the appropriate computational and operational methods for solving problems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Demonstrate that because human, natural, and capital resources are limited, individuals, households, businesses, and governments must make choices"

State Standards	Lesson Plans
Accounting, Banking, Finance, Marketing, and Entrepreneurship Applications	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Utilize computer technology to research, store, analyze, and present information"
"G9-12: Research, demonstrate, and evaluate a variety of selling techniques to satisfy customer wants and needs"
"G9-12: Demonstrate the significance of accounting as the language of business through recording, analyzing, and interpreting financial data"
G9-12: Demonstrate appropriate job acquisition skills beginning with self-assessment and continuing through successful employment
G9-12: Communicate the results of computational data through utilization of appropriate oral and written methods
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Use written and oral English appropriate for various purposes and audiences
"G7-12: Construct, examine, and extend the meaning of literary, informative, and technical texts through listening, reading, and viewing"
"G7-12: Access, organize, and evaluate information gained by listening, reading, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Develop the ability to make mathematical connections by solving problems in which there is a need to view mathematics as an integrated whole and to integrate mathematics with other disciplines, while allowing the flexibility to approach probl
"G7-12: Develop number sense by solving problems in which there is a need to represent and model real numbers verbally, physically, and symbolically; to use operations with understanding; to explain the relationships between numbers; to apply the con
"G7-12: Develop an understanding of algebra by solving problems in which there is a need to progress from the concrete to the abstract using physical models, equations, and graphs; to generalize number patterns; and to describe, represent, and analyz
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand different types of economic systems and how they change
G7-12: Analyze the potential costs and benefits of personal economic choices in a market economy

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Writes to communicate ideas and information effectively
G7-12: Uses viewing strategies effectively
G7-12: Uses the reading process effectively
G7-12: Understands the power of language
G7-12: Constructs meaning from a wide range of texts
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Understands the effects of operations on numbers and the relationships among these operations, selects appropriate operations, and computes for problem solving"
"G7-8: Understands the effects of operations on numbers and the relationships among these operations, selects appropriate operations, and computes for problem solving"
G7-8: Measures quantities in the real world and uses the measures to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understands the characteristics of different economic systems and institutions
G7-12: Understands how scarcity requires individuals and institutions to make choices about how to use resources

State Standards	Lesson Plans
Business and Information Technology	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Use or prepare personal budgets, make projections, keep records, and make adjustments to meet objectives"
G9-12: Share knowledge and skills with others
G9-12: Research and compare the various sources of credit
G9-12: Predict investment returns
"G9-12: Perform and apply numerical concepts and calculations and solve problems by choosing appropriately from a variety of mathematical techniques using mental, manual, and technological methods"
"G9-12: Make potential career decisions based upon interests, abilities, and values and formulate appropriate plans to reach career goals"
"G9-12: Identify problems, alternative solutions, and consequences of alternative solutions, and use appropriate techniques to resolve given problems"
"G9-12: Examine the six ""Cs"" of credit and explain their application to lending policies and interest rates"
"G9-12: Examine the benefits of electronic fund transfers, ATM transactions, and uses of a debit card"
"G9-12: Evaluate different types of automobile insurance coverage, including riders and endorsements"
G9-12: Describe the role of IRAs in retirement planning
G9-12: Demonstrate understanding of education and career development as a lifelong learning process that requires preparation for a change
G9-12: Demonstrate effective skills for seeking and securing employment
G9-12: Compare major types of investment alternatives
"G9-12: Compare and contrast the investment quality of cash, stocks, bonds, and mutual funds"
G9-12: Choose ethical courses of action
"G9-12: Assess self accurately, set personal goals, monitor progress, and exhibit self-control"
G9-12: Analyze the power of compounding money over a long-term period
G9-12: Analyze the appropriate use of credit
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Family and Consumer Science	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Specify goals, objectives, constraints, and supporting factors"
G9-12: Share knowledge and skills with others
"G9-12: Perform and apply numerical concepts and calculations and solve problems by choosing approximately from a variety of mathematical techniques using mental, manual, and technological methods"
"G9-12: Organize ideas and communicate orally in a clear, concise, and courteous manner"
"G9-12: Make potential career decisions based upon interests, abilities, and values and formulate appropriate plans to reach them"
"G9-12: Identify problems, alternative solutions, and consequences of alternative solutions, and use appropriate techniques to resolve given problems"
G9-12: Demonstrate effective skills for seeking and securing employment
G9-12: Choose ethical courses of action
"G9-12: Assess self accurately, set personal goals, monitor progress, and exhibit self-control"
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Uses appropriate criteria to evaluate the messages and effects of mass media
G9-12: Presents arguments in orderly and convincing ways
G9-12: Identifies the purpose of a speaker and is aware of the techniques a speaker is using to affect an audience
G9-12: Evaluates and synthesizes a variety of written materials
G9-12: Develops orderly and convincing arguments
G9-12: Communicates ideas clearly in writing
"G7-8: Writes with organization, style, and sense of audience"
G7-8: Selects relevant information about a subject from various sources
"G7-8: Recognizes persuasion techniques, propaganda, bias, and stereotyping"
G7-8: Reads a variety of materials for information and pleasure
"G7-8: Makes comparisons, predictions, and generalizations and draws conclusions"
G7-8: Interprets written instructions
"G7-8: Interprets literal, inferential, and critical questions"
G7-8: Expands writing vocabulary
G7-8: Expands speaking vocabulary
G7-8: Expands listening vocabulary
G7-8: Communicates effectively through oral expression
G7-12: Evaluates messages and effects of mass media
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Solves problems that relate concepts to practical applications and to other concepts using appropriate tools
"G9-12: Solves problems related to the purchase of, deposits made to, and withdrawals made from savings accounts, money market accounts, certificates of deposit, savings bonds, and/or IRAs"
"G9-12: Solves problems related to taxes by computing state, federal, and local income taxes, property taxes, social security tax, and estate and inheritance tax"
"G9-12: Reconciles a checking account, given a sample bank statement and a check register"
"G9-12: Prepares a budget for a given income on a weekly, monthly, and annual basis"
G9-12: Investigates connections within mathematics and connections between various mathematical topics and their applications
"G9-12: Interprets rights and responsibilities involved with leases, warranties, guarantees, and sales contracts"
"G9-12: Identifies various means used to sell products and services, such as advertising or promotions"
G9-12: Identifies the advantages and disadvantages of property ownership
G9-12: Identifies sources of retirement income and maps out a sample plan for retirement income
G9-12: Identifies resources and procedures in the event of financial difficulty
G9-12: Identifies agencies that deal with consumer problems
"G9-12: Explores instances of deceptive advertising, deceptive packaging, hard-sell tactics, and masked credit practices"
G9-12: Explores and compares various methods of personal record-keeping
G9-12: Explains the advantages and disadvantages of using a credit card
G9-12: Explains the advantages and disadvantages of owning or leasing a vehicle
G9-12: Explains how a person's credit rating is established and how it affects your ability to obtain loans
G9-12: Estimates the closing costs associated with buying a house
G9-12: Determines the percentage of income available for monthly rent or mortgage payment
"G9-12: Describes the process of opening a checking and/or savings account, making deposits, and withdrawals"
G9-12: Demonstrates an awareness of how income and personal goals affect financial planning and decisions
G9-12: Computes the finance charge for a charge account/credit card by unpaid balance method and average daily balance method
"G9-12: Computes net pay, taking into account federal, state, and local taxes, social security, and any miscellaneous deductions"
G9-12: Compares various credit plans to determine the best choice for the specific need
G9-12: Compares various banking institutions and services provided by each
G9-12: Compares unit to price to do comparison shopping and determine the better buy
"G9-12: Compares and contrasts savings accounts, money market accounts, certificates of deposit, savings bonds, and IRAs"
G9-12: Communicate mathematical ideas by using language and symbolism
G9-12: Calculates total interest paid on a loan
G9-12: Calculates monthly mortgage payment and monthly escrow amount
"G9-12: Calculates costs related to buying and owning a car, including various types of insurance"
G7-8: Writes and solves an equation for a given word problem
"G7-8: Uses order of operations to simplify numerical expressions that involve addition, subtraction, multiplication, and division"
"G7-8: Uses fractions, decimals, and percents interchangeably and recognizes equivalent representations"
"G7-8: Translates English phrases and sentences into mathematical/ algebraic expressions, equations, and inequalities"
"G7-8: Solves problems, reasons, and estimates throughout mathematics"
G7-8: Solves practical problems using percents
G7-8: Selects and uses appropriate problem-solving strategies to solve single- and multi-step problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Formulates hypotheses or interpretations and subjects them to an orderly critical process
"G9-12: Defines and applies the concepts of scarcity, decision-making, choice, and opportunity cost to problem situations"
"G9-12: Compares job qualifications, personal qualities, educational training, and income benefits associated with various careers"
G9-12: Cites short and long-range positive and negative consequences of alternatives
G9-12: Assesses the influence of propaganda and media bias in the formation of public opinion
"G8: Takes notes and develops outlines through reading, listening, or viewing"
"G8: Classifies ideas according to frame of reference, ideology, or bias of different writers or speakers"
G7-8: Formulates possible alternatives or solutions to a given problem
G7-12: Chooses a reasonable solution from among the various alternatives
G7: Formulates questions related to topic

State Standards	Lesson Plans
Career and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Develop skills and attributes that are critical to a person's ability to successfully navigate the world in school and out of school, at work, and at home"
"G7-12: Develop self-knowledge; explore different educational, career, and life options available; and design and implement educational, career, and life plans"
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Write using various forms to communicate for a variety of purposes and audiences
G7-12: Use writing processes and strategies appropriately and as needed to construct meaning and communicate effectively
G7-12: Use strategies within the reading processes to construct meaning
G7-12: Use strategies within speaking and listening processes to construct and communicate meaning
G7-12: Use rhetorical devices to craft writing appropriate to audience and purpose
"G7-12: Respond to texts from a range of stances: initial understanding, personal, interpretive, critical"
"G7-12: Interact thoughtfully with texts that represent diversity in language, perspective, and/or culture"
G7-12: Demonstrate confidence as readers and find value and satisfaction in reading and in sharing reading experiences with others
"G7-12: Demonstrate confidence as communicators, and find value and satisfaction in sharing ideas with others"
"G7-12: Communicate orally using various forms—interpersonal, group, and public—for a variety to purposes and situations"
"G7-12: Adapt messages appropriate to audience, purpose, and situation"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use computational tools and strategies fluently and when appropriate, use estimation"
"G7-12: Understand attributes, units, and systems of units in measurement; and develop and use techniques, tools, and formulas for measuring"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Understand how markets function and analyze the role of prices and incentives to realize how economic interactions affect human behavior
"G7-12: Understand culture as dynamic, selective, adaptive, and ever changing"
G7-12: Understand costs and benefits of economic choice and use this knowledge to make sound economic decisions

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G8-12: View media sources for personal response and expression
G8-12: Use a variety of resources to produce visuals that communicate through print and nonprint media
G7-12: Write to inform and explain
G7-12: Write to critically analyze and evaluate
G7-12: View media to engage in critical analysis and evaluation
G7-12: View for information and understanding
G7-12: Understand and use the writing process
G7-12: Speak to share an understanding of information
G7-12: Speak for critical analysis and evaluation
"G7-12: Read a variety of traditional, technical, and electronic materials for critical analysis and evaluation"
G7-12: Read a variety of traditional and electronic materials for information and understanding
G7-12: Listen for information and understanding
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand and use numbers
G7-12: Understand and use a variety of problem-solving skills
G7-12: Perform computations accurately
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Understand the concepts of good personal finance
G7-12: Understand the organization and formation of the American system of government
G7-12: Understand the concept of money
G7-12: Understand basic economic concepts
G7-12: Acquire critical thinking and analytical skills

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Speak effectively using language appropriate to the situation and the audience
"G7-12: Locate, organize, and use information from various sources to answer questions, solve problems, and communicate ideas"
G7-12: Listen effectively in formal and informal situations
G7-12: Comprehend a broad range of reading materials
G7-12: Compose well-organized and coherent writing for specific purposes and audiences
G7-12: Communicate ideas in writing to accomplish a variety of purposes
G7-12: Apply reading strategies to improve understanding and fluency
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Investigate, represent, and solve problems using number facts, operations and their properties, algorithms, and computers"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand the impact of government policies and decisions on production and consumption in the economy
G7-12: Understand that scarcity necessitates choices by consumers
"G7-12: Understand how different economic systems operate in the exchange, production, distribution, and consumption of goods and services"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Use knowledge of word parts and word relationships as well as context clues to determine the meaning of specialized vocabulary and to understand the precise meaning of grade-appropriate words
"G7-12: Read and understand grade-appropriate material. Describe and connect essential ideas, arguments, and perspectives of the text by using knowledge of text structure, organization, and purpose"
"G7-12: Discuss, list, and graphically organize writing ideas; write clear, coherent, and focused essays"
"G7-12: Deliver focused, coherent presentations that convey ideas clearly and relate to the background and interests of the audience. Evaluate the content of oral communication"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G8: Compute with rational numbers expresses in a variety of forms; solve problems involving ratios, proportions, and percentages"
"G7: Solve problems using integers, fractions, decimals, ratios, and percentages"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Understand the socio-cultural dimensions of behavior, including topics such as conformity, obedience, perception, attitudes, and the influence of the group on the individual"
"G9-12: Understand the role that supply and demand, prices, and profits play in determining production and distribution in a market economy"
"G9-12: Understand that the roles of government in a market economy are: the provision of public goods and services, redistribution of income, protection of property rights, and resolution of market failures"
"G9-12: Understand that productive resources are limited; therefore, people cannot have all the goods and services they want. As a result, they must choose some things and give up others"
"G8: Identify, describe, and evaluate the influence of economic factors on national development, from the founding of the nation to the end of the Reconstruction"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Knows that an interest rate is a price of money that is borrowed or saved and that interest rates are determined by the forces of supply and demand
G6-8: Knows that all decisions involve opportunity costs and that effective economic decision making involves weighing the costs and benefits associated with alternative choices
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students read a wide range of print and non-print texts.... Among these texts are fiction and nonfiction, classic and contemporary works"
Students employ a wide range of strategies as they write and use different writing process elements appropriately to communicate with different audiences for a variety of purposes
"Students conduct research on issues and interests by generating ideas and questions, and by posing problems. They gather, evaluate, and synthesize data from a variety of sources (e.g., print and non-print texts, artifacts, people) to communicate the
"Students adjust their use of spoken, written, and visual language (e.g., conventions, style, vocabulary) to communicate effectively with a variety of audiences and for different purposes"
Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Uses sound buying principles for purchasing good and services
G9-12: Uses multiple resources to obtain information about specific jobs
G9-12: Understands credit and uses it effectively
G9-12: Prepares and follows a budget
G9-12: Prepares a resume
G9-12: Makes forecasts regarding future income and expenses
G9-12: Identifies important benefits and procedures of prospective employers
G9-12: Determines specific procedures for applying for a specific job
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G-6-12: Formulate questions that can be addressed with data and collect, organize, and display"
G-6-12: Compute fluently and make reasonable estimates
G-6-12: Apply and adapt a variety of appropriate strategies to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Identify ways to avoid or correct credit problems
Identify sources of income
for personal financial decisions
Explain the relationship between saving and investing
Explain factors that affect creditworthiness and the purpose of credit records
Discuss the importance of taking responsibility
"Design a plan for earning, spending, saving, and investing"
Describe reasons for saving and reasons for investing
Compare the benefits and costs of spending decisions
Compare sources of consumer credit
Apply a decision-making process to personal financial choices
Analyze the benefits and costs of consumer credit
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Production, Distribution, Consumption: how people organize for the production, distribution, and consumption of goods and services"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: The effective viewer is attentive
"G7-12: Speak effectively for a variety of audiences, purposes, occasions, and contexts"
G7-12: Remember and apply content of visual message
G7-12: Participate effectively as listeners within formal and informal groups
G7-12: Participate appropriately in small groups
G7-12: Identify/recognize verbal and nonverbal cues accurately
G7-12: Demonstrate skills in viewing for a variety of purposes
G7-12: Demonstrate skill in reading a variety of materials for a variety of purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Uses numerical and computational concepts and procedures in a variety of situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use a working knowledge and understanding of major economic concepts, issues, and systems of the United States and other nations; and apply decision-making skills as a consumer, producer, saver, investor, and citizen in an interdependent worl

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Make sense of a variety of messages by observing and listening; and apply techniques for effective speaking to communicate ideas and information for a variety of authentic purposes, situations, and audience"
"G7-8: Construct meaning from observing and listening and apply techniques for effective speaking to communicate ideas and information for a variety of authentic purposes, situations, and audiences"
"G7-12: Use the writing process and criteria for effective writing in pieces developed over time, as well as in on-demand writing situations, to compile a collection of writings for a variety of authentic purposes and audiences in a variety of forms"
"G7-12: Apply a variety of appropriate reading strategies to make sense of a variety of print and nonprint texts to reach personal goals, to understand the human experience, to create products, to accomplish authentic tasks, and to develop ideas for
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: Perform addition, subtraction, multiplication, and division with real numbers in problem-solving situations to specified accuracy"
"G8: Use percents, decimals, integers, and fractions "
G8: Use percentages and proportions in consumer applications
G7: Extend number sense for percents and integers
"G7: Extend and apply addition, subtraction, multiplication, and division of integers both concretely and symbolically"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Practical Living/Vocational	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Media, technology, and cultural influences have an impact on consumer choices for adolescents"
G7-12: Demonstrate strategies for becoming and remaining emotionally and mentally healthy
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Understand ways in which the government of the United States is involved in its economy
"G9-12: Recognize that, as a result of scarcity, individuals, societies, and nations must make choices/decisions which result in consequences"
"G8: Relate the concept of scarcity to the development of the United States as it applies to individuals, societies, and governments"
G7: Examine relationships between personal and national economic activities

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students write competently for a variety of purposes and audiences
"G7-12: Students locate, select, and synthesize information from a variety of texts, media, references, and technological sources to acquire and communicate knowledge"
G7-12: Students demonstrate competence in speaking and listening as tools for learning and communicating
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: In problem-solving investigations, students demonstrate an understanding of the real number system and communicate the relationships within that system using a variety of techniques and tools"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Economics: Students develop an understanding of fundamental economic concepts as they apply to the interdependence and decision making of individuals, households, businesses, and governments in the United States and the world"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will work, write, and speak effectively when doing research in all content areas"
"G7-12: Students will use stylistic and rhetorical aspects of writing to explore ideas; to present lines of thought; to represent and reflect on human experience; and to communicate feelings, knowledge, and opinions"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students will understand and demonstrate computation skills
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will produce informational, practical, persuasive, and narrative writing that demonstrates an awareness of audience, purpose, and form using stages of the writing process as needed"
"G7-12: Students communicate effectively in a variety of situations, with different audiences, purposes, and formats"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will describe, represent, and apply numbers and their relationships and will estimate using mental strategies, paper-and-pencil, and technology"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will develop economic reasoning to understand the historical development and current status of economic principles, institutions, and processes needed to be effective citizens, consumers, and workers participating in local communitie
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students will use agreed-upon rules for informal and formal discussions in small and large groups
"G7-12: Students will pose questions, listen to the ideas of others, and contribute their own information or ideas in group discussions or interviews in order to acquire new knowledge"
G7-12: Students will organize ideas in writing in a way that makes sense for their purpose
"G7-12: Students will make oral presentations that demonstrate appropriate consideration of audience, purpose, and the information to be conveyed"
"G7-12: Students will identify, analyze, and apply knowledge of the conventions, elements, and techniques of film, radio, television, multimedia productions, the Internet, and emerging technologies and provide evidence from the works to support their
G7-12: Students will gather information from a variety of sources; analyze and evaluate the quality of the information they obtain; and use it to answer their own questions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will understand numbers, ways of representing numbers, relationships among numbers, and number systems"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7: Define and apply economic concepts learned in pre-kindergarten through grade six (producers, consumers, goods and services, buyers, sellers, etc.)"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"All students will work cooperatively with people of diverse backgrounds and abilities, identify with the group's goals and values, learn to exercise leadership, teach others new skills, serve clients or customers, and will contribute ideas, suggesti
"All students will identify, organize, plan, and allocate resources efficiently and effectively"
"All students will demonstrate the ability to combine ideas or information in new ways, make connections between seemingly unrelated ideas, and organize and present information in formats such as symbols, pictures, schematics, charts, and graphs"
"All students will apply basic communication skills, apply scientific and social studies concepts, perform mathematical processes, and apply technology in work-related situations"
"All students will acquire, organize, interpret, and evaluate information from career awareness and exploration activities, career assessment, and work-based experiences to identify and to pursue their career goals"
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"All students will focus on meaning and communication as they listen, speak, view, read, and write in personal, social, occupational, and civic concepts"
All students will define and investigate important issues and problems using a variety of resources—including technology—to explore and create texts
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students understand and use various types of operations to solve problems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"All students will describe and demonstrate how the economic forces of scarcity and choice affect the management of personal financial resources; shape consumer decisions regarding the purchase, use, and disposal of goods and services; and affect the

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Students will write clearly and coherently for a variety of audiences and purposes
"G9-12: Students will communicate by listening, speaking, and viewing"
G7-8: Students will write clearly and coherently for a variety of audiences and purposes
"G7-8: Students will communicate by listening, speaking, and viewing"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-9: Speak coherently and listen effectively to exchange ideas and opinions for a variety of purposes and audiences
"G7-9: Read, listen to, and view multimedia sources to select and use information"
"G7-9: Read, listen to, and view multimedia sources to select and use information"
"G7-9: Participate cooperatively while engaging in small group activities to analyze and interpret information, to make decisions, to solve problems, and to produce a given product"
"G7-9: Communicate for a variety of purposes through different forms of writing using processes of reading, writing, listening, and viewing for an expanding audience"
"G10-12: Work individually and as a member of a team to analyze and interpret information, to make decisions, to solve problems, and to reflect, using increasingly complex and abstract thinking"
"G10-12: Read, evaluate, and use print, nonprint, and technological sources to research issues and problems, to present information, and to complete projects"
G10-12: Complete oral and written presentations that exhibit interaction and consensus within a group
"G10-12: Communicate ideas for a variety of school situations and other life situations through listening, speaking, and reading aloud"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students write formally and informally
Students will participate in formal and informal presentations and discussions of issues and ideas
Students will comprehend and evaluate the content and artistic aspects of oral and visual presentations
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will develop knowledge of addition, subtraction, multiplication, and division; other number sense, including numeration and estimation; and the application of these operations and concepts in the workplace and other situations"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students will develop knowledge of economic concepts and principles

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students experience various career opportunities and assess personal career pathways
G7-12: Students demonstrate an understanding and apply principles of Resource Management
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Writing: Students write clearly and effectively
G7-12: Speaking and Listening: Students distinguish between and use appropriate types of speaking and listening for a variety of purposes
G7-12: Speaking and Listening: Students demonstrate knowledge and understanding of the communication process
"G7-12: Media Literacy: Students recognize that media messages are constructed using specific techniques which manipulate sound, image, text, and movement to convey meaning"
"G7-12: Media Literacy: Students identify, analyze, and evaluate the impacts of media on individuals and societies"
"G7-12: Media Literacy: Students apply knowledge, skills, and strategies to design and create media messages"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students demonstrate understanding of and an ability to use numbers and operations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Students will use multiple forms to write for different audiences and purposes
"G9-12: Students will make oral presentations that demonstrate consideration of audience, purpose, and information"
"G9-12: Students will demonstrate the ability to analyze literary works, nonfiction, films, and media"
G7-8: Students will use multiple presentation styles for specific audiences and purposes
G7-8: Students will participate in group discussions by asking questions and contributing information and ideas
"G7-8: Students will identify, locate, and use multiple resources to access information on an assigned topic or self-selected topic"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students write a variety of texts that inform, persuade, describe, evaluate, or tell a story and are appropriate to purpose and audience"
"G7-12: Students formulate research questions, use a variety of sources to obtain information, weigh the evidence, draw valid conclusions, and present findings"
"G7-12: Listening and Speaking: Students speak using organization, style, tone, voice, and media aids appropriate to audience and purpose"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will solve problems, communicate, reason, and make connections within and beyond the field of mathematics; students will accurately calculate, use estimation techniques, number relationships, operations rules, and algorithms; they wi
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will demonstrate the interest and ability to read age-appropriate materials fluently, with understanding and appreciation. "
"Students will demonstrate the interest and ability to write effectively for a variety of purposes and audiences"
"Students will demonstrate the interest and ability to speak purposefully and articulately, as well as listen and view attentively and critically"
Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"The student will develop characteristics and behaviors necessary for success in school, work, and everyday settings"
"Students will demonstrate a firm grounding in the interactive language processes of reading, writing, speaking, listening, and viewing, as well as the ability to use those skills to communicate effectively"
Students will demonstrate a firm grounding in essential computational skills as well as strong problem-solving and reasoning abilities
"Students will acquire knowledge, attitudes, and skills to make a successful transition from school to the world of work and adult life"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Recognize that many real world applications require an understanding of and use of mathematical concepts
"G7-12: Formulate questions, conjectures, definitions, and generalizations about, data, information, and problem situations "
"G7-12: Demonstrate an understanding of the operations of addition, subtraction, multiplication, and division of rational numbers, and the effect of performing these operations "
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"Students will demonstrate the ability to analyze the potential costs and benefits of economic choices in market economies including wants and needs; scarcity; tradeoffs; and the role of supply and demand, incentives, and prices"
"Students will demonstrate the ability and willingness to apply economic concepts in the examination and resolution of problems and issues in educational, occupational, civic, and everyday settings "

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
All students will develop career planning and workplace readiness skills
All students will demonstrate self-management skills
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Writing: All students will write in clear, concise, organized language that varies in content and form for different audiences and purposes"
"G7-12: Viewing and Media Literacy: All students will access, view, evaluate, and respond to print, nonprint, and electronic text and resources"
"G7-12: Speaking: All students will speak in clear, concise, organized language that varies in content and form for different audiences and purposes"
G7-12: Listening: All students will listen actively to information from a variety of sources in a variety of situations
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: All students will develop a number sense and will perform standard numerical operations and estimations on all types of numbers in a variety of ways
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Writing and Speaking for Expression: Students will communicate effectively through speaking and writing
"G7-12: Reading and Listening for Comprehension: Students will apply strategies and skills to comprehend information that is read, heard, and viewed"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-8: Students will understand numerical concepts and mathematical operations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Economics: Students understand basic economic principles and use economic reasoning skills to analyze the impact of economic systems (including the market economy) on individuals, families, businesses, communities, and governments"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
Students will understand and be able to manage their personal and community resources
"Students will be knowledgeable about the world of work, explore career options, and relate personal skills, aptitudes, and abilities to future career decisions"
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will read, write, listen, and speak for social interaction"
"G7-12: Students will read, write, listen, and speak for information and understanding"
"G7-12: Students will read, write, listen, and speak for critical analysis and evaluation"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will understand mathematics and become mathematically confident by communicating and reasoning mathematically, by applying mathematics in real-world settings, and by solving problems through the integrated study of number systems, ge
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Information Skills: The learner will explore sources and formats for reading, listening, and viewing purposes"
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: The learner will express reflections and reactions to print and nonprint text as well as to personal experience
G9-12: The learner will express reflections and reactions to print and nonprint text and personal experiences
"G9-12: The learner will explain meaning, describe processes, and answer research questions to inform an audience"
G9-12: The learner will demonstrate increasing insight and reflection to print and nonprint text through personal expression
"G7-8: The learner will use language to express individual perspectives in response to personal, social, cultural, and historical issues"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: The learner will understand and compute with real numbers and simplify and evaluate algebraic expressions to solve problems
G7-8: The learner will understand and compute with real numbers
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12 : The learner will investigate issues and problems confronting the American economic, legal, and political systems"

State Standards	Lesson Plans
Consumer Science and Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Students understand media
G7-12: Students write for a variety of purposes and audiences
G7-12: Students engage in the speaking and listening process
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students understand different types of economic systems
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students learn to communicate effectively through exposure to good models and opportunities for practice. By speaking, listening, and providing and interpreting visual images, they learn to apply their communication skills in increasingly sop
"G7-12: Students define and investigate self-selected or assigned issues, topics, and problems. They locate, select, and make use of relevant information from a variety of media, reference, and technological sources. Students use an appropriate form
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students use mathematical processes and knowledge to solve problems. Students apply problem-solving and decision-making techniques and communicate mathematical ideas.
"G7-12: Students demonstrate number sense, including an understanding of number systems and operations and how they relate to one another. Students compute fluently and make reasonable estimates using pencil-and-paper, technology supported, and menta
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students use knowledge of rights and responsibilities of citizenship in order to examine and evaluate civic ideals and to participate in community life and the American democratic system
"G7-12: Students use economic reasoning skills and knowledge of major economic concepts, issues, and systems in order to make informed choices as producers, consumers, savers, investors, workers, and citizens in an interdependent world"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: The student will interpret and evaluate the various ways visual image makers represent meaning
G7-12: The student will express ideas effectively in written modes for a variety of purposes and audiences
G7-12: The student will express ideas and opinions in group or individual situations
"G7-12: The student will evaluate visual and electronic media, such as film, as compared with print messages"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Use various types of logical reasoning in mathematical concepts and real-world situations
G7-12: Link mathematical ideas to the real world. Apply mathematical problem-solving skills to other disciplines. Use mathematics to solve problems encountered in daily life.
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G8: The student will develop skills in discussion, debate, and persuasive writing by analyzing historical situations and events. (Read, write and present a variety of products, including resumes.)"

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use writing as a tool to learn, reflect, and communicate for a variety of audiences and purposes"
G7-12: Speak effectively for a variety of audiences and purposes and listen effectively to gather information
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Mathematical Problem Solving: Design, use, and communicate a variety of mathematical strategies to solve problems"
G7-12: Calculations and Estimations: Select and apply mathematical operations in a variety of contexts
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand economic concepts and principles and how available resources are allocated in a market economy
"G7-12: Design and implement strategies to analyze issues, explain perspectives, and resolve issues using the social sciences"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-10: Interpret how media reports can influence perceptions of costs and benefits of decisions
G7-8: Explain how advertisements influence perceptions of the costs and benefits of economic decisions
"G11-12: Analyze the impact of media on decision making of consumers, producers, and policymakers"
Family and Consumer Science	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Justify solutions developed by using practical reasoning skills
G9-12: Evaluate the role of consumer rights and responsibilities in the resolution of a consumer problem through the practical reasoning process
"G9-12: Evaluate the effectiveness of action plans that integrate personal, work, family, and community responsibilities"
G9-12: Compare and contrast the selection of goods and services by applying effective consumer strategies
G9-12: Compare and contrast factors affecting annual gross and taxable income and reporting requirements
G7-8: Solve dilemmas using practical reasoning approaches
G7-8: Evaluate different strategies to obtain consumer goods and services
G7-8: Compare the influences of income and fringe benefits to make decisions about work
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Write with a sharp and distinct focus
G7-12: Use media for learning purposes
G7-12: Participate in small and large group discussions and presentations
G7-12: Contribute to discussions
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Family and Consumer Science	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use critical and creative thinking skills to address problems in diverse family, community, and work environments"
"G7-12: Succeed in life management, employment, and career development"
G7-12: Function effectively as providers or consumers of goods and services
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: All students will use themes and topics from text to make connections and demonstrate an understanding of commonalities and diversity through exploration of universal issues
G7-12: All students will investigate issues and problems using a variety of current and emerging technologies in school and work settings
G7-12: All students will develop and apply their language skills using the community as a learning laboratory
G7-12: All students will demonstrate the power and effectiveness of voice through the language arts
G7-12: All students will be effective communicators in varied settings and for varied purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Use and extend the connections between mathematics and the world of work
G7-8: Use mathematics to solve problems and model situations in other disciplines
G7-8: Apply the process of mathematical modeling to real-world situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Production, Distribution, and Consumption: Study how people organize for the production, distribution, and consumption of goods and services"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Evaluating different views on economic issues and analyzing the expected and actual consequences of personal choice and public policy
"G7-12: Identifying economic problems, alternatives, benefits, and costs"
"G7-12: Examining economic problems, alternatives, benefits, and costs"
"G7-12: Analyzing key economic issues that affect our lives as workers, consumers, and citizens"
"G7-12: Analyzing key economic issues that affect our lives as workers, consumers, and citizens"
G7-12: Analyzing incentives at work in an economic situation
G11-12: The learner will demonstrate an understanding of the sources of income and growth in a free enterprise economy
G11-12: The learner will demonstrate an understanding of the national economy and economic policies
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: The student will write for different audiences and purposes (demonstrate the ability to write resumes and job applications)
G7-12: The student will use listening skills to comprehend and analyze information he or she receives in both formal and informal situations
G7-12: The student will comprehend and analyze information he or she receives from nonprint sources.
G7-12: Communicate in written form using appropriate writing standards
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Build new mathematical knowledge through problem solving; solve problems that arise in mathematics and in other contexts; apply and adapt a variety of appropriate strategies to solve problems; monitor and reflect on the process of mathematical
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Work with others to gather information
"G7-12: Evaluating the validity of arguments, analogies, and data"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Work effectively in group settings to solve specific problems
G9-12: Use appropriate speaking strategies in various interpersonal communication settings
"G9-12: Understand the use of various language techniques (i.e. labeling, ambiguity, unsupported arguments)"
"G9-12: Evaluate types of evidence speakers use for credibility, validity, and relevance"
G9-12: Determine how the clarity and organization of communication can affect the meaning of a message
G9-12: Analyze types of arguments used by various speakers
"G9-12: Analyze the strategies used by the media to inform, entertain, persuade, and represent culture"
G9-12: Analyze the credibility of a speaker and the plausibility of the message
G8: Use appropriate listening skills in various large and small group settings
G8: Organize information to achieve a specific purpose
G8: Analyze the way visual image makers represent meaning
G8: Analyze how electronic media uses literal and figurative meanings to influence audience interpretation
G7-12: Communicate in written form using appropriate writing standards
G7: Use appropriate listening and interpersonal skills in various group situations
G7: Recognize how interpretation of literal and figurative meaning can be misleading within electronic communication
G7: Identify persuasive and propaganda techniques used in television and other media
"G7: Consider the influence of images, text, and sound in print/electronic journalism"
G7: Communicate ideas and information in an organized manner to support a specific purpose
Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Examine potential career choices to determine the knowledge, skills, and attitudes associated with each"
G7-12: Develop job-seeking skills
"G7-12: Determine the skills and knowledge needed to develop a life plan for achieving individual, family, and career goals"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G9-12: Understands the elements of personal and fiscal responsibility
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G9-12: The student will use, read, and view media/technology and analyze concepts accurately"
G9-12: The student will express ideas clearly and effectively in a variety of oral contexts and apply active listening skills in the analysis and evaluation of spoken ideas
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Communication: Communication is the conveyance of ideas, value judgments, beliefs, and emotions through individual expression, group dialogue, cultural communities, and global networks by oral, written, symbolic, visual, and technological mea
"G7-12: Analysis of Data and Problem Solving: Problem solving involves the comprehension, analysis, and interpretation of data leading to the development of a solution or conclusion. Students will develop problem-solving skills through comprehension,

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: The student understands the role of financial institutions in saving, investing, and borrowing"
G7-12: The student understands the basic concepts of consumer economics
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: The student writes for a variety of audiences and purposes and in a variety of forms
"G7-12: The student understands and interprets visual images, messages, and meanings"
G7-12: The student listens actively and purposefully in a variety of settings
G7-12: The student inquires and conducts research using a variety of sources
"G7-12: The student analyzes and critiques the significance of visual images, messages, and meanings"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use problem-solving and decision-making skills, working independently and with others in a variety of settings"
G7-12: Organize and use information acquired from a variety of sources including electronic media

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students will use and discuss various banking services
G7-12: Students will participate in activities concerning the income area of money management
G7-12: Students will explain the role of credit in consumer economics
G7-12: Students will explain the purpose of taxes and their role in our economy
G7-12: Students will discuss ways to make the best use of the money they spend on housing
G7-12: Students will discuss his or her roles as consumer
G7-12: Students will determine how to best provide personal transportation needs
G7-12: Students will describe the roles of advertising in the economic system
G7-12: Students will describe the role of insurance
Family and Consumer Science	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will participate in activities that help increase their self-awareness, goals, values, and decision-making strategies"
"G7-12: Students will identify and utilize basic consumer, money management, and financial strategies"
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students write functional, informational, and literary texts for a variety of purposes, audiences, and situations"
"G7-12: Students use comprehension strategies before, during, and after viewing"
"G7-12: Students speak in functional, informational, and literary situations for a variety of purposes and audiences"
Life Skills	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students will learn the basics of the free enterprise system (job, selling-related)"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Recognize and apply mathematical ideas and relationships in areas outside the mathematics classroom, other curricular areas, and everyday life"
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students will understand basic economic principles and how they affect everyday life

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students use verbal and nonverbal skills to express themselves effectively
"G7-12: Students use reasoning strategies, knowledge, and common sense to solve complex problems related to all fields of knowledge"
"G7-12: Students use charts, graphs, and other visual presentations to communicate data accurately and appropriately"
G7-12: Students listen actively and respond to communication
G7-12: Students interpret and evaluate a variety of types of media
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students understand arithmetic in computation and they select and use—in appropriate situations—manual arithmetic, pencil-and-paper, calculator, and computer"
Personal Development	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students know about various careers
"G7-12: Students demonstrate an understanding of personal economic decisions, and account for their decisions"
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Economics: Students use the basic principles of economics to interpret local, state, national, and international economic activity"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: The student will write to communicate ideas
G7-12: The student will develop oral communication skills
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Living and Finances	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Prepare and balance a personal budget
G7-12: Manage debt including retail and credit card debt
G7-12: Identify consumer rights and responsibilities
G7-12: Examine and compare various savings options
G7-12: Compute and understand taxes
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand that thoughtful and effective participation on civic life is characterized by obeying the law and by paying taxes

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students understand the role of government and institutions in past and present economic systems
G7-12: Students understand the essential characteristics of past and present economic systems
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Writes clearly and effectively in content areas
G7-12: Listens and observes to gain information
"G7-12: Identifies media messages, understanding that media is open to a wide variety of interpretations"
G7-12: Evaluates audience and purpose to develop appropriate content
"G7-12: Designs appropriate techniques to help group move toward consensus, propose solutions, or achieve results"
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Communication: Gather information to collect and organize data
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A

State Standards	Lesson Plans
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Use writing strategies to write for audiences including peers, teachers, and employers"
G7-12: Use writing strategies to address specific writing purposes in paragraphs or compositions
G7-12: Review appropriate classroom speaking and listening skills
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Understand the concept of taxation
"G7-12: Examine the role of the United States government in the banking, finance, and monetary systems"
G7-12: Describe and compare relationships among economic institutions

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Read and discuss literary and nonliterary texts in order to understand human experience
G7-12: Participate effectively in discussion
G7-12: Make informed judgments about media and products
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Create and critically evaluate numerical arguments presented in a variety of real-world situations
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Identify the skills needed to work effectively alone, in groups, and in institutions"
"G7-12: Explain the operations of common financial instruments (stocks and bonds) and financial institutions (credit companies, banks, and insurance companies)"
"G7-12: Analyze the economic roles of institutions, such as corporations and businesses, banks, labor unions, and the Federal Reserve System"

State Standards	Lesson Plans
Economics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Language Arts	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Participate effectively in discussion
G7-12: Create or produce writing to communicate with different audiences for a variety of purposes
Mathematics	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students apply a variety of problem-solving strategies and solve problems from across the curriculum as well as from practical applications
Personal Finance	1	2	3	4	5	6	7	8	9	10	11	12	13	14
N/A
Social Studies	1	2	3	4	5	6	7	8	9	10	11	12	13	14
G7-12: Students demonstrate an understanding of economic principles and concepts and describe the influence of economic factors on societies
Vocational Education	1	2	3	4	5	6	7	8	9	10	11	12	13	14
"G7-12: Students effectively manage time, money, materials, facilities, and human resources"

Lessons 1-12
Lessons 13-22

State Standards	Lesson Plans
Council for Economic Education National Standards	1	2	3	4	5	6	7	8	9	10	11	12
Standard 1: Scarcity
Standard 2: Decision Making
Standard 3: Allocation
Standard 7: Markets and Structures
Standard 9: Competition and Market Structure
Standard 10: Institutions
Standard 11: Money and Inflation
Standard 13: Income
Standard 14: Entrepreneurship
Standard 16: Role of Government and Market Failure
Common Core State Standards for English Language Arts	1	2	3	4	5	6	7	8	9	10	11	12
Reading: Key Ideas and Details
Reading: Integration of Knowledge and Ideas
Writing: Research to Build and Present Knowledge
Writing: Informative/Explanatory Texts
Speaking and Listening: Comprehension and Collaboration
Speaking and Listening: Presentation of Knowledge and Ideas
Language: Vocabulary Acquisition and Use
Common Core State Standards for Mathematics	1	2	3	4	5	6	7	8	9	10	11	12
Number and Quantity: Quantities
Modeling
Statistics and Probability: Making Inferences and Justifying Conclusions
Statistics and Probability: Interpreting Categorical and Quantitative Data
Jump$tart National Standards in K-12 Personal Finance Education	1	2	3	4	5	6	7	8	9	10	11	12
Financial Responsibility Standard 1
Financial Responsibility Standard 2
Financial Responsibility Standard 3
Financial Responsibility Standard 4
Financial Responsibility Standard 5
Financial Responsibility Standard 6
Credit and Debt Standard 1
Credit and Debt Standard 2
Credit and Debt Standard 3
Credit and Debt Standard 4
Income Standard 1
Income Standard 2
Income Standard 3
Planning Standard 1
Planning Standard 2
Planning Standard 4
Planning Standard 5
Planning Standard 6
Planning Standard 7
Savings Standard 1
Savings Standard 2
Savings Standard 3
Savings Standard 4
Savings Standard 5
Savings Standard 6
Risk Standard 1
Risk Standard 2
Risk Standard 3

State Standards 2	Lesson Plans
Council for Economic Education National Standards	13	14	15	16	17	18	19	20	21	22
Standard 1: Scarcity
Standard 2: Decision Making
Standard 3: Allocation
Standard 7: Markets and Structures
Standard 9: Competition and Market Structure
Standard 10: Institutions
Standard 11: Money and Inflation
Standard 13: Income
Standard 14: Entrepreneurship
Standard 16: Role of Government and Market Failure
Common Core State Standards for English Language Arts	13	14	15	16	17	18	19	20	21	22
Reading: Key Ideas and Details
Reading: Integration of Knowledge and Ideas
Writing: Research to Build and Present Knowledge
Writing: Informative/Explanatory Texts
Speaking and Listening: Comprehension and Collaboration
Speaking and Listening: Presentation of Knowledge and Ideas
Language: Vocabulary Acquisition and Use
Common Core State Standards for Mathematics	13	14	15	16	17	18	19	20	21	22
Number and Quantity: Quantities
Modeling
Statistics and Probability: Making Inferences and Justifying Conclusions
Statistics and Probability: Interpreting Categorical and Quantitative Data
Jump$tart National Standards in K-12 Personal Finance Education	13	14	15	16	17	18	19	20	21	22
Financial Responsibility Standard 1
Financial Responsibility Standard 2
Financial Responsibility Standard 3
Financial Responsibility Standard 4
Financial Responsibility Standard 5
Financial Responsibility Standard 6
Credit and Debt Standard 1
Credit and Debt Standard 2
Credit and Debt Standard 3
Credit and Debt Standard 4
Income Standard 1
Income Standard 2
Income Standard 3
Planning Standard 1
Planning Standard 2
Planning Standard 4
Planning Standard 5
Planning Standard 6
Planning Standard 7
Savings Standard 1
Savings Standard 2
Savings Standard 3
Savings Standard 4
Savings Standard 5
Savings Standard 6
Risk Standard 1
Risk Standard 2
Risk Standard 3

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